Got a tip for us?
Let us know
Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Who do you bank with?
- Thread starter iGary
- Start date
- Sort by reaction score
I use Etrade. Their a stock and portfolio company more then a bank. So they don't act like a bank. Checking with interest (Something like .8%) 3% interest saving account. My 401K rolled into an IRA for me. Quick access to stocks.
Best of all there is no "Available" and "Actual" balance. It is either there or it is not. I can buy a sandwich, look at my account right then and that sandwich is taken out.
unlike a bank that makes billions on overdrafts, etrade simply does not allow your account to go negative.
There is some down sides as they are not a bank, but I am happy not dealing with banks.
Best of all there is no "Available" and "Actual" balance. It is either there or it is not. I can buy a sandwich, look at my account right then and that sandwich is taken out.
unlike a bank that makes billions on overdrafts, etrade simply does not allow your account to go negative.
There is some down sides as they are not a bank, but I am happy not dealing with banks.
Wells Fargo. They have really good service and I bank for free. I also have my credit card and a student loan through them (well technically the loan is from Wachovia but it's pretty much all the same now).
Royal Bank of Scotland. Due to the recent economic crisis i think we in the UK own the Bank (bailed by tax payer money 
), Though good service. I would recommend
), Though good service. I would recommend
This looks really interesting. Do you have to deposit cash/checks at an actual bank and have it transfered? And if you have automatic payments coming out of the account and there is insufficient funds do you just get charged for a returned payment by the company trying to withdraw a payment?
As someone who worked at BOA for almost 4 years I can tell you that most of their accounts are free, you just have to make sure youre in the right type of account for how you use it. Although the fees are bad when you incur them Ill tell you a good portion of our customers never experienced any because they were in the right accounts.
In any case, Im with a regional bank now and they are hundreds times over better to their associates and customers.
My main bank is a local bank with around 10-15 branches statewide. They rock! I get 4% interest in checking (no min. balance), ATM fee refunds, free online banking, and a lot more. I love 'em and would never go back to a megabank.
I also have accounts at my former credit union, and an ING online savings/checking account.
I also have accounts at my former credit union, and an ING online savings/checking account.
BTW, if anyone wants to find a bank that offers no fee checking with (relatively) high interest rates, check out this site.
https://www.checkingfinder.com/
https://www.checkingfinder.com/
Pentagon Federal Credit Union.
I need to open a bank account (That I can actually access- Grr, come on mom, LET ME HAVE MY MONEY). I need a checking account with a debit card that I can have at the age of 15. I don't care if I have to sign with my parents, anybody know anything?
I need to open a bank account (That I can actually access- Grr, come on mom, LET ME HAVE MY MONEY). I need a checking account with a debit card that I can have at the age of 15. I don't care if I have to sign with my parents, anybody know anything?
If you are mainly interested in the card... you could get a Visa Buxx card. Works just like a debit card... and you can have it when you're 15. I think I got mine when I was around 15.
Currently US BanCorp (US Bank). No problems - they've been pretty good to me.
Was a B of A customer for about a decade, but their handling of an identity theft issue I had a few years back was abysmal - so I made the switch (I will say that the local branch of B of A was great during the episode, but the corporate office...)
Was a B of A customer for about a decade, but their handling of an identity theft issue I had a few years back was abysmal - so I made the switch (I will say that the local branch of B of A was great during the episode, but the corporate office...)
Checking with PNC(wonderful), savings with ING(used to be wonderful). ING has been a pretty good bank, however lately the interest rate on their savings account just keeps on slipping to the point where it's almost useless to put anything in there anymore.
Anyone else know where I can get a higher rate? I saw that CapitalOne offers 1.75 on accounts > $10k, but I don't know how well their service/security is.
Don't want to put my cash in any bank that uses Windows servers
Anyone else know where I can get a higher rate? I saw that CapitalOne offers 1.75 on accounts > $10k, but I don't know how well their service/security is.
Don't want to put my cash in any bank that uses Windows servers
First Republic.
Opened my account in NY when I heard that they refund all ATM fees if you pull cash out at other bank's ATMs. If you're from NY, you know that most ATMs are either HSBC or Citi. I'm a fan of neither. This allowed me to use any ATM I could find and not worry about fees.
Thankfully, when I moved back to CA, there is a branch less than 5 minutes away.
YAY!
Opened my account in NY when I heard that they refund all ATM fees if you pull cash out at other bank's ATMs. If you're from NY, you know that most ATMs are either HSBC or Citi. I'm a fan of neither. This allowed me to use any ATM I could find and not worry about fees.
Thankfully, when I moved back to CA, there is a branch less than 5 minutes away.
YAY!