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Other Who’s paying full price for the iPhone 14?

T

Tooks2089

macrumors member
Original poster
Nov 9, 2021
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I paid full price for my iPhone 13 pro max so I see no reason that I don’t do the same for my soon to be iPhone 14 pro max. I like to not be tied down to one carrier. Who else?
 
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Tooks2089 said:
I paid full price for my iPhone 13 pro max so I see no reason that I don’t do the same for my soon to be iPhone 14 pro max. I like to not be tied down to one carrier. Who else?
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You should be able to trade your 13 in to Apple. Last year they were offering a lot but maybe not this year. I avoid those trade ins or rebates that lock you in for 2+ years.
 
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I’m paying full price less the trade in value of my 13 Pro. I’m supposed to be on AT&T’s upgrade plan, but I don’t like dealing with them and avoid entanglement with them whenever possible. That being said, my local AT&T corporate store has been ok: Nice people, good service. I just don’t like all the red tape and hidden gotchas over the years.
 
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I‘ve bounced around. Did IUP then stopped upgrading every year. Did AT&T trade in previously but now changed to 36 months term for credits. No way doing that. So probably msrp minus trade in this year.
 
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Tooks2089 said:
I paid full price for my iPhone 13 pro max so I see no reason that I don’t do the same for my soon to be iPhone 14 pro max. I like to not be tied down to one carrier. Who else?
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I'll be done paying full price for my 11 Pro Max in six months. So, no. Won't be paying full price for the 14.
 
Shame it doesn’t allow me to join UIP after the fact
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The-Real-Deal82 said:
I have the cash to buy a phone outright but I’d rather have a contract and pay it off over 2 years. I’d rather keep the money in my account than Apples.
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This is an excellent strategy, given you have a stable income. Liquidity is very important, as long as you keep a decent balance as for what comes in and out. Shelling out lots of cash when not necessary can be dangerous, specially when other unforeseen expenses arise.
 
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lleial said:
This is an excellent strategy, given you have a stable income. Liquidity is very important, as long as you keep a decent balance as for what comes in and out. Shelling out lots of cash when not necessary can be dangerous, specially when other unforeseen expenses arise.
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I’m 40 years old with a mortgage, two kids and two cars so a mobile phone bill (£30p/m) is just included in the other utilities we pay out each month. It’s how I’ve always done it with phones otherwise I’d probably be more reluctant to pay out so much money in one go for a device that I’m only really getting because I fancy it lol. I might snub the 14 this year and get a 13 Pro depending on cost. My electricity and gas bill is due to rise to £500-£600 a month by January so I might decide a phone might not be a priority altogether. It’s times like this I’m glad I’ve got a decent enough job lol.
 
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I've only ever paid full price. Carrier mobility is important for me as deals pop up regularly.
 
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Still debating on weather to upgrade. Normally buy phones outright. Will be a case of seeing what the upgrades are like this year compare to my 12 Pro.
 
I still don't understand the pay in full/outright decision. IUP is basically a free loan. I rather have the extra money inside my pockets then these companies. I can literally do apple card no interest monthly payments but for what to lower my limit. Nah I do IUP. I mean the majority who pay outright end up getting some type of insurance on it right? Again its the same. As a business owner I love free loans. Very few of those lately honestly.
 
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sjperformance said:
I still don't understand the pay in full/outright decision. IUP is basically a free loan. I rather have the extra money inside my pockets then these companies. I can literally do apple card no interest monthly payments but for what to lower my limit. Nah I do IUP. I mean the majority who pay outright end up getting some type of insurance on it right? Again its the same. As a business owner I love free loans. Very few of those lately honestly.
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Another way to look at the iUP option is if you upgrade every year it’s more of a lease program than a loan unless the device is paid off before trading back in.

For me it’s not a cost effective way of owning a phone personally, as a tariff isn’t included. Last time I look d at this scheme it was £60p/m just for the iPhone before a data plan was added. What I’d pay in a year on iUP I would pay over 2 years on a contract, but I suppose you’re paying for the option to upgrade after just 12 months. Not for me.
 
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The-Real-Deal82 said:
Another way to look at the iUP option is if you upgrade every year it’s more of a lease program than a loan unless the device is paid off before trading back in.

For me it’s not a cost effective way of owning a phone personally, as a tariff isn’t included. Last time I look d at this scheme it was £60p/m just for the iPhone before a data plan was added. What I’d pay in a year on iUP I would pay over 2 years on a contract, but I suppose you’re paying for the option to upgrade after just 12 months. Not for me.
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Yes I see it as a lease too. Like I lease a new car every 2-3 years. I also write off these purchases too. Company accounts.
 
sjperformance said:
I still don't understand the pay in full/outright decision. IUP is basically a free loan. I rather have the extra money inside my pockets then these companies. I can literally do apple card no interest monthly payments but for what to lower my limit. Nah I do IUP. I mean the majority who pay outright end up getting some type of insurance on it right? Again its the same. As a business owner I love free loans. Very few of those lately honestly.
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No, the vast majority of iPhone owners don't get AppleCare+. For those with butterfingers, AC+ is helpful. For everyone else, IUP forces you to get AC+ when it's not needed. There's no free lunch with IUP.
 
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The-Real-Deal82 said:
Another way to look at the iUP option is if you upgrade every year it’s more of a lease program than a loan unless the device is paid off before trading back in.

For me it’s not a cost effective way of owning a phone personally, as a tariff isn’t included. Last time I look d at this scheme it was £60p/m just for the iPhone before a data plan was added. What I’d pay in a year on iUP I would pay over 2 years on a contract, but I suppose you’re paying for the option to upgrade after just 12 months. Not for me.
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Best for yearly buyers but really interest free loan with option of upgrading. Not required to upgrade or even keep plan. Can keep or pay off anytime and do whatever want with device.
 
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The-Real-Deal82 said:
I’m 40 years old with a mortgage, two kids and two cars so a mobile phone bill (£30p/m) is just included in the other utilities we pay out each month. It’s how I’ve always done it with phones otherwise I’d probably be more reluctant to pay out so much money in one go for a device that I’m only really getting because I fancy it lol. I might snub the 14 this year and get a 13 Pro depending on cost. My electricity and gas bill is due to rise to £500-£600 a month by January so I might decide a phone might not be a priority altogether. It’s times like this I’m glad I’ve got a decent enough job lol.
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Same here, happy enough to say I have a decent job. Otherwise I wouldn't be drooling over Apples upcoming products. More so with the recession we're about to hit here in Europe and the rise of cost of money.
 
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