Why does Apple Pay Cash have to be a Discover Card?

Discussion in 'Apple Music, Apple Pay, iCloud, Apple Services' started by dontwalkhand, May 30, 2018.

  1. dontwalkhand macrumors 601

    dontwalkhand

    Joined:
    Jul 5, 2007
    Location:
    Phoenix, AZ
    #1
    Its barely accepted even if the business takes 'regular Apple Pay' just fine. And the store owner tells me its because they don't take Discover Card. GAHH !
     
  2. TiggrToo macrumors demi-goddess

    TiggrToo

    Joined:
    Aug 24, 2017
    Location:
    Out there...way out there
    #2
    Don't think I've been anywhere in the last year that's not taken my Discover card...
     
  3. scott:mac macrumors regular

    Joined:
    Feb 10, 2008
    Location:
    Great Britain
    #3
    Relationship and exclusivity. This will have been a very lucrative deal for both companies.

    Discover are also very hot on new innovation making it a great starting point for APCSH.

    More hhttps://appleinsider.com/articles/1...s-discover-network-for-new-virtual-debit-cardere
     
  4. iapplelove macrumors 601

    iapplelove

    Joined:
    Nov 22, 2011
    Location:
    East Coast USA
    #4
    I haven’t even activated Apple Pay cash. Once I found out the founds go to another account I somewhat lost interest.

    I’m fine with using PayPal and other methods still.
     
  5. Closingracer macrumors 68040

    Joined:
    Jul 13, 2010
    #5
    Cash app is better or name your other app. It’s not platform specific and tbh that’s the best way to go . Why alienate certain people . It’s a good idea but meh
     
  6. bushman4 macrumors 68020

    Joined:
    Mar 22, 2011
    #6
    It’s a plus but definitely not Apples best idea
     
  7. posguy99 macrumors 6502a

    Joined:
    Nov 3, 2004
    #7
    Better is relative. People are more likely to use what's already built in. If you depend on one of the out-of-band apps, you're requiring the person on the other end of the transfer to have the same app installed.
     
  8. Closingracer macrumors 68040

    Joined:
    Jul 13, 2010
    #8
    Not really subjective . If all your friends own an iPhone sure but I have a few who own Android . It’s better to use one app everybody can use then use one app for X y and Z and another for A B and C.
     
  9. dontwalkhand thread starter macrumors 601

    dontwalkhand

    Joined:
    Jul 5, 2007
    Location:
    Phoenix, AZ
    #9
    The physical card may be fine but discover contactless is a whole different story. Even on terminals that advertise Apple Pay will tell me to “Chip must be inserted” when using Apple Pay Cash. A Visa Apple Pay or Amex Apple Pay works fine.
     
  10. TiggrToo macrumors demi-goddess

    TiggrToo

    Joined:
    Aug 24, 2017
    Location:
    Out there...way out there
    #10
    Again, my experience here has been totally different. Although I have 3 cards on my Apple Watch, I've yet to have to use the other two unless there was a very specific and deliberate reason (e.g. needing a specific card to meet a pertinent reward status)...
     

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