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I use checks to pay rent, bill and so. Basicly when using a credit card is not an opition.
As for things like Best buy, home depot ect. 99% of the time I will use my check card. The only time I will right checks there is if what I am buying is over $200. At that point I will write a check but then again it because of the raw size of the purchase and I am not sure if my debt card would work. Plus it gives me a better record of it.
 
Cheques... don't annoy me really. Whenever I owe more money than what my bank allows me to take out, usually money lent off parents to buy fancy Apple gizmos. usually? always. I've wrote about 3 cheques in my life, I always have to ask my folks how to do them each time :D
 
I finally had to go ahead and order checks, since my utility bills have to be paid by check. Well, I could pay them online, but they all charge fees if I do that. I also mail in my rent each month and use a check there.

But I never carry my checkbook around, I'd never use it in a store. Too much of a hassle when you can pay by card or use cash.
 
I have this uncanny ability to get behind women in the grocery store checkout who pay by check and have untold numbers of coupons (many for items they are not even buying). :rolleyes:
 
Go ahead and pay by cash and the store will look at you like the daily criminal, even if 20 stolen cards are in line in front of you -- all with a photo of the wrong person on the card.
 
Checks in the US, Cheques in the rest of the world.. :)

Anyway, I see my father-in-law using cheques all the time simply to keep a record of all the transactions. You really cannot expect senior folks to use accounting software such as Quicken and the like. It's more about simplicity and keeping records rather than convenience.
 
I use checks to pay some bills, but these are becoming fewer all of the time. I also have three nephews in college I send money to. I also use checks at grocery stores. Habit I suppose.
 
i write checks for anything over $1500 because that is the daily limit on the bank card attached to my checking account.

i actually just bought my laptop today thru the apple edu store and i had to call the bank for a special 24-hour increase to $3000 per day to accommodate the sale.

of course, now i am remembering that Apple does not take the money out of the account until they actually ship the item, so i am foreseeing a problem.

all of which would have been faster and easier if i could have used a check online.
 
Is that because Cheques is harder to spell? :p
The spellings didn't become fixed until well into the colonial period, by which time the languages had already diverged. Your colony started late enough to get the later revisions.
 
The spellings didn't become fixed until well into the colonial period, by which time the languages had already diverged. Your colony started late enough to get the later revisions.

Yeah but we didn't fight wars to get rid of the British so we kept the original spellings. Unlike the US who were so annoyed at the rev a. product they said "I'm waiting for rev b." and then got so antsy that it hadn't been released that they decided to kick the British out and release it themselves.

The US War of Independence was the original "Core 2 Duo MacBook Pro" waiting thread... :D
 
I don't get it either, they should be writing cheques.

But seriously forks, I was amazed at the level of credit card use in Canada - people would buy one coffee with a credit card?!

Nobody here writes cheques unless it's for something big or tradition demands it, we just use that old-fashioned stand-by: cash. Mainly because the banks and credit card companies can't give us the old kick in the bollocks when we use cash.
I use my Credit Card everywhere I can because I get a small percentage back up to 1%. Last year, I got $350 back, which is better than a kick in the head.
 
I use my Credit Card everywhere I can because I get a small percentage back up to 1%. Last year, I got $350 back, which is better than a kick in the head.

Wish we had the level of competition here that would make the banks do that sort of thing.

Basically the attitude here is "let's screw the people any way we can." They can't touch us when we use cash so that's how we pay for anything that's not a decent-sized purchase.

If I pay $3.50 on card for a coffee each day and my bank charges me an extra $1.50 that's $5 a day, $35 per week. That's $10.50 more than I would pay using cash representing an increase of ~42% of the actual price.

Which is why we keep the card purchases to the point where that extra $1.50 doesn't make too much of a difference.
 
I pay my rent with a check because to do it with a card they charge $25.
 
Now what really annoys me is the credit card cheques...
so you get billed for using the cheques (cash advance) then the interest on the amount plus the service charges on moving from the cash advance category to the purchase category... argghh...

I use cheques to pay rent - they are date stamped so landlord can't claim I did not pay rent on time... and mostly I use VOID cheques to set up accounts, pay deposit etc.
 
I'm mainly talking about grocery stores, department stores, Best Buy...
It's been many years since I've written a check at a retail establishment. I do write checks every month though, to pay my electric, water, condo fees and child support to the ex <cough>
 
It took a long, long time before my mum would use the debit card in a store because she was afraid of it. It isn't helped by the variety of machines in various stores. You might learn to use one but the next week, the store may have exchanged it for something newer.

Whenever someone is writing a cheque or even a check in the store, they never have anything ready so it has to take extra time to figure out the date, the store name, the amount 3 times, and hopefully, they remember their own name.

The only time I've written a check in public is at a government office.
 
My mom always writes them. She's a bit old school and says she can never remember her PIN for a debit card. I like others in the thread only write them when I can't use my card. There's just no other need for them really...
 
My mom always writes them. She's a bit old school and says she can never remember her PIN for a debit card.

Does she know that you can almost always use a debit card just like a credit card? You don't need your PIN...you just have to sign for it.
 
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