Why is adding the second card to Apple Pay more difficult than first?

Discussion in 'Apple Watch' started by melburstein, Jun 11, 2015.

  1. melburstein macrumors regular


    Jul 3, 2012
    After adding my credit and debit cards to my iPhone, I added the same cards to my Apple Watch. Adding the first card to the Apple Watch was a snap but adding the second and subsequent cards required more steps. Am I the only one to notice this?
  2. dictoresno macrumors 601


    Apr 30, 2012
    Mine didn't require anything more than the first one did. Maybe it's a different requirement for your bank?
  3. ivandr macrumors regular

    Jul 1, 2010
    Yup, different banks have different methods to add cards to Apple Pay... some have more verification steps than others.
  4. bruinsrme macrumors 603


    Oct 26, 2008
    Some of my cards required a phone call to obtain a verfication code while others didn't.
    I was surprised to see a limit of 8.
  5. ivandr macrumors regular

    Jul 1, 2010
    Yup, I've had to verify some over the phone too.

    8 card limit? I had no idea... I don't have 8 different cards that I would generally spend from on a day-to-day basis so I may have never noticed. I wonder if that is an Apple chosen limit or an industry standard/requirement from the CC processor/issuer side?
  6. JayLenochiniMac macrumors G5

    Nov 7, 2007
    New Sanfrakota
    Different issuers have different verification requirements. It has nothing to do with it being the second card added to Apple Pay.

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5 June 11, 2015