I have yet to see a single law from any State that says you 'must' carry a physical card on your person at all times. The law simply states you 'must' have a 'valid' drivers license to operate a vehicle. Not having a physical card with you does not all of a sudden make your license invalid.
Additionally, you can give a cop your DL number, DOB, name and address and they can easily check the computer in their car for verification of your identity, or call back to base and request a national database pull if you are from out of State. You guys make it sound like a physical DL is the end all, be all, for proof of your identity. It isn't.
But, if it bothers you, keep your license in your car at all times. It is your choice.
How about CVC 12951?
12951. (a)
The licensee shall have the valid driver's license
issued to him or her in his or her immediate possession at all times
when driving a motor vehicle upon a highway.
Any charge under this subdivision shall be dismissed when the
person charged produces in court a driver's license duly issued to
that person and valid at the time of his or her arrest, except that
upon a third or subsequent charge the court in its discretion may
dismiss the charge. When a temporary, interim, or duplicate driver's
license is produced in court, the charge shall not be dismissed
unless the court has been furnished proof by the Department of Motor
Vehicles that the temporary, interim, or duplicate license was issued
prior to the arrest, that the driving privilege and license had not
been suspended or revoked, and that the person was eligible for the
temporary, interim, or duplicate license.
(b)
The driver of a motor vehicle shall present his or her license
for examination upon demand of a peace officer enforcing the
provisions of this code.