Thanks for the reply, I have only ever got it once for Beats Headphones however I upgrade every year and people seem to be damaging their iPhones very easy from little drops and as I trade in every year would like to keep mine pristine to avoid any trade in issues.Have been with iPhones since 2018, always thought AC+ was a scam. You're paying for a "what if" every month, then there's still the deductible. A good case and screen protector (which I've never used) are good enough insurance.
The amount I've seen people spend on AC+ for years to maybe use it once...they're getting played. Phones depreciate too.