With the new iPhone likely coming next month, I am debating whether to upgrade or not. No subsidies from ATT anymore. I have an old unlimited data plan. I'm on contract until 9/2017 (installment upgrade available 4/2017), so no possibility of ATT Next either Looks like it's either drop $700-1,000 on a new iPhone at the time of purchase, or finance via iPhone upgrade program to pay in installments. I'd prefer the latter, but really don't want the hard check on my credit... It seems crazy to me to spend that kind of money on a phone, when we used to get a $450 subsidy from ATT....What to do?