Paragon, is a fantastic solution! Works just like I wanted, priced reasonably, definitely worth $20 in my book, thanks for the tip!
However, I'm sure this will just be speculation, but why do you think Apple wouldn't do this themselves? If I'm Apple I want to make it as easy as possible for Windows users to use their data to entice them to move. I mean I'd like to eXFat take off, it's just not a commonly used file system outside desktop and laptop, most consumer devices can't handle eXFat. We need a good common file system. Just my two cents.