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WTF subsidy? look at the fine print!!!
- Thread starter Appl3FTW
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Yep. You will come out about $100 ahead by buying the phone full price and selling it at the end of the year to buy your next phone. Its a little over $8 per month you earn buying and selling versus trading in. I take the Next payments and trade in offer but its to avoid the selling process each year. I pay my fee and move on.
If you buy a subsidized phone, you're signing a new two year service contract. You'd have to pay the ETF.
The $25 he is talking about is for his situation, not necessarily yours.
Right now, he gets a $25/discount for not using his upgrade. He will lose that if he uses it, and it will add $25 back to his monthly bill.
If you have family share value plan you pay a monthly fee to add a device to the plan and give it access to the pool of data. It starts at $40 for a phone on a 2-year plan, drops to $25 or $15 based on the size of your data plan. Less than 10GB you pay $25, above 10GB you pay $15.
Worst advice ever. You'll owe like $350 if you do it your "smart money" way.
Yeah this is very much a YMMV situation. I have an old plan that includes no monthly device access fee. Confirmed with AT&T rep that my charges will not change at all. Staying in the subsidized plan is less expensive for me.
It really depends on the person and their plan situation.
Ironically, the best way to "save" is keep the old non mobile share plan. The unlimited didn't make you pay $25 a month extra and you got to buy subsidized. But then you miss out on the mobile share benefits, which are worth it to me (tethering mostly). I put ironically since the high pressure salesman kept talking about how it is way cheaper than "unlimited".
Well, we are talking about current options though. You're right but that's no longer an option unless you are still on that plan.
They will BUT you will be reimbursed by them 8 weeks later in the form of a Visa Card AND....this is the requirement:
So taking your phone over would negate the ETF being paid for you.
Haha. "Hey, well will pay your ETF! You just have to give us your phone and buy one from us!"
I have an ATT 5GB mobile share plan with my 5S right now and receive the 15$ discount because I've been on contract with them for a while. For me, it is cheaper to go the subsidized route.
Subsidized 16GB 6S Example:
199$ for phone upfront
+ 15$ each month for 24 months
= 559$ + tax (apparently my FAN discount waives activation fees)
Outright 16GB 6S = 649$ + tax
I don't plan on changing carriers so for me it is better to go the 2 year subsided plan route.
Subsidized 16GB 6S Example:
199$ for phone upfront
+ 15$ each month for 24 months
= 559$ + tax (apparently my FAN discount waives activation fees)
Outright 16GB 6S = 649$ + tax
I don't plan on changing carriers so for me it is better to go the 2 year subsided plan route.
Damn. I had no idea that these Next/Family Share plans were so convuluted. I'm going to ride out with my family plan with individual data per line, till I die. I love me those subsidized prices.
As mentioned above you forgot to include the $15 next monthly discount. I can also keep my 6 plus phone with the NEXT plan if I pay the remaining $379 balance today and I would still have the option of signing up for another NEXT plan with the 6S. You keep the phone with the NEXT plan if you pay it off. The only time you surrender the phone is if the whole next balance isn't paid off.
Then continue paying more for your phone and your data as long as you stick to ATT. ATT structured it so NEXT pays the least. The only advantage left with a subsidized plan is if you have a grandfathered unlimited plan.
Look I already told you. The subsidized prices came out with the old plans--where each line had it's own individual data plan. Then AT&T came out with the new shared data plans and--not surprisingly--they added a fee for buying subsidized iPhone obviously designed to kill subsidises.
Subsidy costs AT&T 450 dollars. Financing interest is a fraction of that, maybe $50.
Yes, you pay more every month if you go the subsidy route. For me (with 30Gb of data) my monthly access charge is $15/mo/line. If I was on a subsidy, every line would be $40/mo/line instead which is $25 more per line every month. So my bill would be higher by $100 every month for my 4 lines. Your situation may be different if you only have 1 line and don't use much data but for me, Next is a pretty damn good deal.
2-year contract subsidy only makes sense if you're on older style minutes plans or have Mobile Share Value with less than 10GB. Otherwise, Next or BYOD is better.
I didn't forget the discount.. it was already understood. Again, NEXT and Subsidy you're paying $15 or $25 versus paying $40 for subsidized.
this is the old layout.. yes. but for the new mobile share plans.. this doesn't apply.
it's basically, do you want the cheaper phone or better data plan. I opted for the better data plan. this is why I switched to the 15gb mobile family share for the price of 10gb.