I have an unhealthy addiction to radio. It's at the point where I can't function... can't sleep without it playing in the background. Can't drive in my car without it on. I have been thinking about feeding my addiction and purchasing an XM product for some time. Their programming schedule seems put together better than the Sirius counterpart. I'm aware they are merging together. Anyway, I'm looking for a device that can receive not only the XM satellite broadcast, but also local AM/FM stations as well. I don't know anything in this area so hopefully you guys can help me out. I don't need any fancy color display which costs $100+. Just need a solid, functioning unit. If I can't receive local stations then I'm going to have to figure something out about unplugging the radio in my car. The other question is, do they bill you monthly or in one lump? Could I choose? I'll pay the $9.99 with the three year contract if it means they bill monthly not in one $360 lump. But if they reduce the price even further I might consider it. One more thing: Are there any reception discrepancies between the devices? I'll buy the ExpressEZ because it's cheap. But if it's a poor performer please let me know.