iPhone XS Max XS Max Coming tomorrow, can I keep my X if I pay off my loan?

Discussion in 'iPhone' started by upgrade confusion, Sep 20, 2018.

  1. upgrade confusion macrumors newbie

    Joined:
    Sep 20, 2018
    #1
    Hi all, I have the apple upgrade program and I upgraded to the XS Max from the X. I am set to receive my returning shipping information for the X next week. Can I still decide to keep it? If I call citizens and pay it off? or will that mess up my new XS Max since I "upgraded" my current X?
     
  2. Aboo macrumors 6502a

    Joined:
    Jul 7, 2008
    #2
    You will be fine if you don’t return the X. The loan on that won’t be closed out and you will keep paying your monthly payment. I did this last year when I upgraded to the X from the 7.
     
  3. upgrade confusion thread starter macrumors newbie

    Joined:
    Sep 20, 2018
    #3

    Ok cool, just wanted to make sure I could just pay it off and be done with the payments. That doesn't cancel out my apple care right?
     
  4. Aboo macrumors 6502a

    Joined:
    Jul 7, 2008
    #4
    Correct. Everything stays intact and your new phone just becomes a new loan.
     
  5. upgrade confusion thread starter macrumors newbie

    Joined:
    Sep 20, 2018
    #5

    Thank you!!!
     
  6. LarryJoe33 macrumors 65832

    LarryJoe33

    Joined:
    Jul 17, 2017
    Location:
    Boston
    #6
    Yup I did the same thing last year. Kept the 7 and sold it on swappa for a nice profit. Part of my decision was the late delivery of the X and that I was more than 12 payments into it. It was worth more to sell than to trade/payoff.

    Tomorrow though I’m going to give back my X.
     
  7. razmonster macrumors regular

    razmonster

    Joined:
    Dec 22, 2017
    Location:
    11372↔️90254
    #7
    oh if you use IUP you're allowed to keep the old one and continue to pay? so you don't actually have to upgrade? you're just financing a second device?
     
  8. seezar macrumors regular

    Joined:
    Jan 18, 2018
    #8
    Yes
     

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7 September 20, 2018