I have the iPad mini 5 and don’t have a wallet “app”. I can access the card information under Settings but no app.The Apple Card is not just for iPhones. Both the iPhone & iPad come with the wallet app. As long as you have the wallet app, you can apply on any device. in the near future hopefully we can apply on PC/MAC.
If the iPad - at least that is the case with my Mini 5 - has no Wallet app, how would you pay aside from using it through an app or Safari? What would you bring near one of the readers in a store?You can definitely get away with not having an iPhone and getting the Apple Card, however, you need an iOS device to make the payments. Weather it being an iPad or an iPhone...I mean...how else would you pay right now? Like, that’s a actual question. How would you do that? I don’t think Apple has a way for us to do that online at the moment.
As an aside, I hope the iPad does get the Wallet app. Even though we obviously can’t use it for in person contactless payments, now that the Apple Card is here, it’d be so much useful for everything else the app offers (purchase history, tracking, etc).
The settings app, on both the iPad and iPhone - at least since 12.4 - does almost everything the Wallet App does, in terms of transaction history.
For the Apple Card, it provides full history, and the ability to pay from the settings app. For other cards, it provides a history of purchases made using that device.