Stuttering how? 95% of the work done with MSWord is the user at the keyboard. I have a 200 page document with indexes, table of contents, alternating footers, images, multiple styles and I have never experienced "stuttering" with that document on Windows or Mac.
Yet people don't complain about the obscene prices for a cup of coffee at Starbucks. Priorities. That $200 upgrade to memory, amortized over 5 years, is $0.10 a day. Yet these same people find no issue spending $8.00 for a cup of coffee, each day, when said coffee could be made at home for $0.05.
I have run Lightroom, Photoshop, Topaz Photo AI, half a dozen web pages, FTP client, OneNote, and Mail open at the same time. Never an issue with 8GB of ram.
I suspect that most of the 8GB versus 16GB arguments are people that want something for nothing. A sense of entitlement.
Yes, Apple's prices for upgrades are high. So are upgrades to a new vehicle. So are upgrades to a house. So are upgrades to a recreational vehicle. For real insanity on pricing look at the prices of recreational tow boats. Simple upgrades are very costly. Want an extra battery, tack on about $1000.00 for a battery that only costs $100.00. Pulley for a marine alternator pulley is $200.00 while the same pulley for a car is $15.00. The only difference is a stamp that says marine use.
Simple solution, if you don't want 8GB, then don't buy it. As long as Apple can sell 8GB machines, and charge $200.00 for an upgrade, Apple will do so. Much to the joy of their stockholders.