I read the stack exchange conversation and agree it is likely that Apple engineers could vastly improve this. I can tell my mini struggles in weird spots and I have huge swaps (only 8 gb ram). It worries me that if I upgrade to 32 that the additional memory will not be utilized well. I also purchased apple care because I worried that swap will strain the SSD and lessen its lifespan. I wish there were a 5 year apple care.
At least with more RAM, you will mitigate the issue. With 8gb, you are guaranteed to get a decent amount of swaps to the SSD with just normal web browsing. Since the SSD is married to the computer itself, if you're concern of wear failure, you can rely on an external drive. Someone else already mentioned this, but it's a good idea long term (using the Mac Mini as a hub).