This is a wrong interpretation of your rights as its for defects etc present at time of purchase which after 6 months the burden of proof is on the owner
It does not cover faults that develops later due to age or use ( eg batteries) It will not cover failed SSD or logic boards or screens etc etc if the fault was not present at time of purchase
It may cover the KB if our worse fears are realised and many suffer with a possible manufacturing or design defect for example
The EU laws does not mean a mac has to last 6 years its there mainly to protect you from bad OEMs that use poor parts that fail on mass over a 6 year period
Actually I think it certainly covers a lot of those things, maybe not batteries. At least here in Sweden it works that way. You are protected from hidden faults as well as ones that are apparent on first boot. Of course it would cover a logic board that would break for no reason after two months or even a year - since it is expected to work for far longer. Same with SSDs. It does not make sense to put the burden of checking that the logic board or SSD is adequate on purchase on the consumer.
Even IF you live in a country where your consumer laws are not sane insurance is not worth it. You are on average much better off putting the cost of AppleCare+ in a savings account and if something breaks you pay for the repair using that fund.
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Have you ever tested this in practice though? I notice there that for the statutory warranties they are sending you thru the seller - so if you bought from Harvey Norman you would have to go back to Harvey Norman to get your cover? Sounds messy
I can only speak for how it works where I live, Sweden, but I would assume it would be similar in many other EU countries.
I've had to send a Mac back for repair once (and I've had something like 8 or 9 Macs) and that was 2 years after buying it. I did not have any kind of AppleCare+. I simply called Apple Sweden, told them it was broken, they told me where to bring it in. I did. Two working days later I had a working computer. No charge. I've ever only bought from Apple so I am unsure how it would work if you bought from a reseller.
To me it really sounds like a ****** deal to pay $379 just in order to not have to bring it to the reseller instead of Apple...