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Change banks. Me and the wife just did and it was pretty painless. The main hassle is re-setting up automatic transfers and informing your employer where to send your pay.

As for AMEX, I got it for Apple Pay when it was first introduced. It was a novelty, but limited acceptance became a hassle (I feel you Americas). Having your main bank debit card on Apple Pay is a night and day experience.

Sadly I have switched to Macquarrie Hilton for Visa so that wont change soon. They might be more likely to go with Apple Pay than the big banks though to encourage uptake.
 
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