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Please please please have user-expandable memory & storage.

M1 and thus most likely M2 (and M2 Pro/Max) use 'unified RAM'. It is part of the non-user-expandable package. So with 99% certainty: it will not be user expandable. Expandable storage might be, but I wouldn't hold my breath on that one either, seeing Apple did not make that happen in any of their recent machines.
 
Please please please have user-expandable memory & storage.

You should reset your expectations. Memory isn't ever coming back off the SoC. It's a central feature to performance of every aspect of Apple Silicon. Every single aspect. Without memory fabric, there's NO Apple Silicon. Without memory integrated into the SoC, there's no memory fabric. So stop.
 
If true (not), is THICCC and M2 version fully specced will cost US $29,999.99.
 
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