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Android Pay and Google Wallet Have Merged to Become 'Google Pay'

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Original poster
Apr 12, 2001
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Google today announced it has merged Android Pay and Google Wallet into one consolidated payments service called Google Pay.


Over the coming weeks, Google said users will be able to use Google Pay online, in stores, and across Google products, and Google Wallet's existing peer-to-peer payment functionality will continue to be supported.

Google Pay is already available in select first-party apps such as YouTube and Chrome, and in Airbnb, Dice, Fandango, HungryHouse, Instacart, and select other third-party apps and websites on Android and in Chrome.

Google Pay branding will be rolled out in apps, websites, and next to payment terminals in stores as Android Pay branding and decals are retired.

Google Pay along with Samsung Pay are Apple Pay's biggest rivals among mobile payment services. Google Pay also competes with Apple's recently launched peer-to-peer payment service Apple Pay Cash in the United States.

Article Link: Android Pay and Google Wallet Have Merged to Become 'Google Pay'
 
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NexusUser

macrumors member
Aug 24, 2016
61
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Oh yeah Google... do your best work. Rip off every detail until there's nothing unique about your products.

Apple Pay was a rip off of Google wallet which came out 2 years before... If you want to trash talk Google for the 3rd transformation of their payment platform in the last 5 years go for it but at least get your facts straight
 
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UL2RA

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May 7, 2017
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Good. Google Wallet was just kind of in this weird limbo mode. Nice to have everything 'Pay' related under one umbrella again.
Now they need to do this with Hangouts ... and Allo ... and Duo ...


I used Google wallet on my Nexus S way back in 2011, so I'm not quite sure what you think they are ripping off
Yeah it's been around for quite a while.
 
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Middiebear

macrumors member
Jun 13, 2010
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Whatever it takes to make these mobile payment systems more mainstream, accepted, and the preferred method of payment, I’d say the better.

3 years after Apple Pay the payment system still is slowly catching on.

I think Apple Pay/Google Pay is much more convenient, secure, & quicker than any physical card when completing a purchase. But there’s still a constant issue of which merchants accept mobile payments.

The more tech companies come on board the easier and faster the adoption rate of actually utilizing the payment feature can be. As well as applying much needed pressure to the big retail holdouts like Walmart and Target to finally come on board too.
 
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UL2RA

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I legit don't get the point of Allo. It needs to be merged with sms a la an imessage type thing
I don't either. It's yet another Google app that needs to be merged and not a standalone app. I think it's their poor attempt at competing with iMessage or something. If they merge all this unnecessary crap together, they'd have a real shot at having a great iMessage alternative. If I could have iMessage for my iPhone using friends and just one app for all my Android using friends, it would be a way less painful experience.
 
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JediZenMaster

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Mar 28, 2010
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I used Google wallet on my Nexus S way back in 2011, so I'm not quite sure what you think they are ripping off

The actual name of Pay! But considering you have Chase Pay, Samsung Pay, Walmart Pay etc Google decided to follow the leader with the branding.

Also let me School you on this while both Android Pay and Apple Pay use tokenization google stores the credentials and the token in the cloud.

Apple Pay does not because it’s kept in the secure enclaved on the device. Not exactly the same.

Too bad they don’t copy the important things like being able to have storefronts where folks can get support for the various HW devices like Apple.
 
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Euge

macrumors regular
Aug 2, 2006
173
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Apple Pay was a rip off of Google wallet which came out 2 years before... If you want to trash talk Google for the 3rd transformation of their payment platform in the last 5 years go for it but at least get your facts straight
No, it wasn't. Apple Pay's implementation is completely different from Google Wallet. If it were the same, then why would Google Pay exist?
 
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Chupa Chupa

macrumors G5
Jul 16, 2002
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But there’s still a constant issue of which merchants accept mobile payments.

This is a big problem. It like requiring customers to solve a puzzle before they can be customers. Some terminals have the NFC payment logo, some don't. Some have the logo but don't actually accept NFC. Some don't have a logo but do accept NFC. Some stores have branches with terminals that accept NFC but other branches have not be updated.

And then when stores that previously did not support NFC start supporting it they don't really advertise it. It's like you put all that money into updating your terminals why wouldn't you sing about it on the roof top?
 
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glowplug

macrumors 6502
Jun 22, 2017
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Whatever it takes to make these mobile payment systems more mainstream, accepted, and the preferred method of payment, I’d say the better.

I actively choose metchants based on Apple Pay support. It's great that Google is catching up, but I daresay they're going to be second string for a long time.
 
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BuffaloTF

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Jun 10, 2008
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Apple Pay was a rip off of Google wallet which came out 2 years before... If you want to trash talk Google for the 3rd transformation of their payment platform in the last 5 years go for it but at least get your facts straight

I think you're confusing an NFC function... with how blatantly ripped off from Apple Pay the entire UI of this thing is which extends well beyond NFC. It couldn't be more obvious.
 
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tmiw

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Jun 26, 2007
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And then when stores that previously did not support NFC start supporting it they don't really advertise it. It's like you put all that money into updating your terminals why wouldn't you sing about it on the roof top?

My theory is that a lot of places actually would rather they didn't support it, which makes sense considering how much some hate taking cards in general.
 
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robbyx

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Oct 18, 2005
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This is a big problem. It like requiring customers to solve a puzzle before they can be customers. Some terminals have the NFC payment logo, some don't. Some have the logo but don't actually accept NFC. Some don't have a logo but do accept NFC. Some stores have branches with terminals that accept NFC but other branches have not be updated.

And then when stores that previously did not support NFC start supporting it they don't really advertise it. It's like you put all that money into updating your terminals why wouldn't you sing about it on the roof top?

This is why I don’t bother with Apple Pay. Until Apple Pay is accepted everywhere, like my Visa card, I can’t rely on it, so I just reach for my card.
 
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Strelok

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Jun 6, 2017
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This is one of the areas I give kudos to Samsung. They took contactless payments and improved on it/made it more convenient by making it work with magnetic strip readers, so basically it works anywhere.
 
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fairuz

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Aug 27, 2017
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Silicon Valley
I actively choose metchants based on Apple Pay support. It's great that Google is catching up, but I daresay they're going to be second string for a long time.
I actively choose restaurants that are cash only (edit: or cash preferred) cause they're usually better
 
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lunarworks

macrumors 68000
Jun 17, 2003
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Toronto, Canada
No, Europe and parts of Asia with their NFC cards were doing this 10 years ago. I don’t know why North America is so fond of 30+ year old insecure technology but both customers and merchants are.
Please don't lump Canada in with the US. The only times I've swiped my card in the last several years are when I've crossed the border into the States. Pretty much every store here has tap to pay, and have had chip + PIN for around a decade.
 
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