Ripped off UI? What you are looking at in those promo shots included in the article are the individual apps themselves...that's not Google's UI.
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Android Pay and Google Wallet Have Merged to Become 'Google Pay'
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I apologize, I didn’t know. As I said, I have no idea why customers are willing to put up with the shoddy system in the US. Businesses I can understand, sort of, in a short term gain long term pain sort of way. They don’t want to pay to update to newer equipment and NOBODY wants to pay to have a fast and unbiased backbone internet at decent speed to allow the system to work quickly.
No restaurants around here are like that. They usually are tax evaders not better
Part of it is that the US banking system is a disjointed mess. There's hundreds, maybe thousands of different banks spread across its regions, with no real central driving authority to develop and promote payment systems.
In Canada there's (currently) 5 major banks, and in the '80s they got together and started a non-profit body called Interac to create a universal payment system, which allowed them to coordinate and roll-out payment technologies much quicker than in the US, which has left their initiatives to the profit-hungry credit card industry.
Also, Americans are famously resistant to change. They refused to adopt the metric system, and regularly turn their noses up at things like dollar coins.
If I'm buying something, I don't have much choice. Not enough businesses see it as worthwhile because 1. everyone carries card and cash anyway because they have to and 2. new payment systems aren't really standardized and ofc cost money, so it's risky. Like whoever jumped on board with the earlier mobile wallets got screwed. Now we even have cryptocurrency coming in, lol.
I think there needs to be a consensus group governing these standards for it to be quick, and we aren't getting that with Apple and Google doing their own proprietary stuff, so we just have to wait for a few things to become basically the standard.
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Americans in the 1800s refused to adopt the metric system. Pretty sure most people would prefer it, but now the old one is engrained. Though I think celsius is pointless to use for daily weather temperatures because its scale requires using decimal places.
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A cursory US trademark search for contactless payment marks predating Apple Pay, finds examples like Pro Pay, Easy Pay, Smooth Pay, Monitise Pay, O Pay, Isis Ready Pay, Express Pay, Tap & Pay, Mastercard Pay. And of course "Loop Pay" (now owned by Samsung) was also publicly used before "Apple Pay".
Not to mention that Google came out first with Google Wallet, Samsung came out with Samsung Wallet... then Apple started using the name Apple Wallet.
So should Apple have avoided using "Pay" and "Wallet" because others had already used those words? Of course not. Common terms help users and brands alike.
In short, Apple didn't invent using "pay" for electronic payments, or "wallet" for a virtual wallet, any more than Microsoft invented "windows" for a windowing GUI. Now, if Apple had called their method something non-obvious like "Apple Air Dollars" and someone else afterwards used "Air Dollars", then people could give them grief. Otherwise, no.
When Apple Pay came out, it was noticed that it had a similar look, listed the same merchants, similar APIs, similar partnerships, and even the same method of entering a card via camera, that Google Wallet had.
Even the first Apple Pay web page looked very much like the Google Wallet webpage.
This is to be expected with similar purposes.
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Since I can multiply and divide by 10 the metric system doesn’t bother me. I work with it most days at my job.
You are quite correct. But is seems weird that Apple did not choose the name “wallet” for their mobile pay system. But Google and Samsung chose the word “Pay” after Apple used it???
Canada has the INTERAC debit network that likely makes keeping technology updated more easily vs. whatever the US has.
We have four separate debit terminals in our store, and three of them were sent to us for free, with no monthly fee.
Merchants in the US likely are burdened by the costs and fees, so it’s just easier to not update.
Several merchants in Canada disable tap because their payment provider charges a fee. That part is annoying.
The SERVICE is not called Apple Wallet.
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Apple has a separate Wallet app that keeps all of a person’s digital cards — payment and loyalty. That’s the purpose of a wallet. You don’t “pay” with your wallet, and I think Google finally realized that.
Here in the U.S. I'm guessing Samsung Pay has a much larger part of the NFC payment market than Android Pay for the Android ecosystem. Samsung still owns the Android smartphone market here.
I think its 3rd string... JMHO...
I think its 3rd string... JMHO...
I don't understand why North America gets this question asked of it on NFC stuff when the US was literally the first country on the planet to turn to NFC for all major card carriers back in 2002. NFC, being the best payment method for security being deployed here as PayPass, PayWave, ExpressPay, Zip, Flash... America was first when everyone else was replacing mag strips with chips in the early 2000s.
Even before MasterCard in 2002 if you take Exxon's Speedpass thing (not a card) into account.
I don't think that $your_company_name+" Pay" does reach any threshold of originality.
Why are you so bitter? Really, who gives a crap amount the name of the Payment Service ; its insignificant.
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Now please do the same with Allo and Messages! Come on Goog!
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On topic, this is great news. The less fragmented these payment services are, the easier they are for retailers to implement.
Of course, at this point we may be too far gone already. Google Pay, Apple Pay, Samsung Pay, and Walmart Pay. WALMART PAY!
double edit--
Does anyone know if Walmart Pay works outside of Walmart?
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On topic, this is great news. The less fragmented these payment services are, the easier they are for retailers to implement.
Of course, at this point we may be too far gone already. Google Pay, Apple Pay, Samsung Pay, and Walmart Pay. WALMART PAY!
double edit--
Does anyone know if Walmart Pay works outside of Walmart?
Yep.. Blackberry came out with NFC payments in 2013.. that was before Apple.
Also people still think Apple invented the token based payments, they don't realize it has been an established banking standard.
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Banking network in Canada is more advanced than the U.s. From day 1 of Apple Pay in Canada, almost all stores supported Apple Pay because card touch payments were already established.
The states took their sweet ass time about introducing swipe and PIN too.
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I find this article laughable.. in 2013... "Are NFC payments dead". LOL
https://www.forbes.com/forbes/welco...ww.google.ca/&referrer=https://www.google.ca/
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