They do exist, and some of us have them. Look into a smaller bank or a credit union, you might be surprised at what’s available.
Got a tip for us?
Let us know
Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Apple Allowing iPhone Upgrade Program Customers to Get a 'Head Start' on iPhone X Upgrade
- Thread starter MacRumors
- Start date
- Sort by reaction score
If you're existing and re-upping you shouldn't need to thaw your freeze though right? Since existing creditors continue to have access or am I wrong? I haven't been able to find a straight answer.
What do you need to send back with the phone? Do they ask for the charger and headphones and such? Or just the phone?
Yes. It is a fixed loan via Citizen's as well but no early upgrade option. Go to apple's website and it will show you the options.
[doublepost=1508543422][/doublepost]
Just the phone. You keep all accessories.
"Paying only half the price." Not really.
- You are paying taxes on month 1, and the full price of AC+ as well, which is required.
- And, neither of the two convey when you trade in after 12 months, and become additional sunk cost.
- In addition, for extra credit, your credit history gets pulled every time you renew the "loan". Yes, it is an installment "loan" and will affect your credit score, and your interest rate, when you are in the market for a "real loan" -- like an auto loan.
Last edited:
Still isn’t as good as you make out. You’re forced to take out Apple care on the upgrade program which not everyone wants so in order to get that money back you’d need to put it into account earning around 15-20% interest. Good luck finding an account paying that interest.
Not exactly -- 2 things 1) The X AppleCare is $199 2) If you trade at 12months you only have paid $100 instead of $200 to Citizens.(that is for US only not sure about other countries)
You’re forced to take out Apple care so it’s not necessary smarter in this case unless you actually want it.
Except you’re paying more than the $999 dollars as you’re forced to take out Apple care. Can’t believe how many people fail to mention this little fact when trying to justify it.
Not only that but if you’re only keeping the phone for one year you’re not even getting the chance to fully take advantage of the 2 year Apple care you’re paying towards.
[doublepost=1508544205][/doublepost]
The difference is the the 2 year Apple care that you’re forced to pay for that not everyone wants.
Not this year you can get your phone (says on the page at apple) and then a week or so later they mail you a box for old phone, you send back they inspect and then accept or charge for repairs if broken. I will take picture of phone before it send to show I sent in good condition (the only advantage of store but none nearer than 100 miles for me.
Nonsense. Educate yourself before speaking "porkies".
Taxes + AC+ must be paid on month one to Apple with 1/24th cost of the phone to the Bank. So both Taxes + AC+ are lost if you upgrade after 12 months.
From the T&Cs:
- First Installment Payment. Your first installment payment under your Installment Loan will be authorized on your credit card at the time of purchase, pick-up, or shipment and will be processed within three days. For purchases made at an Apple Retail Store, all applicable taxes and fees due on the purchase of the Financed iPhone and AppleCare+ are included in your first installment payment to Bank. For purchases made on apple.com, your credit card will be charged with two separate transactions: (1) applicable taxes and fees on the full retail price of the Financed iPhone and AppleCare+ will be paid to Apple; and (2) the first payment of your Installment Loan will be paid to Bank.
right here on the upgrade program page:
https://www.apple.com/shop/iphone/iphone-upgrade-program
Get a head start on your upgrade to iPhone X on 10.23.
If you’re part of the iPhone Upgrade Program and eligible to upgrade, use the Apple Store app on your iPhone to get ready for pre-order so you can speed through checkout on 10.27.
Don’t have the app? Download it now
Carriers add a premium on 24 month contracts compared to paying outright and getting a sim only deal. That’s how it is in the U.K. anyway
Its on the Upgrade program site at Apple
https://www.apple.com/shop/iphone/iphone-upgrade-program
Get a head start on your upgrade to iPhone X on 10.23.
If you’re part of the iPhone Upgrade Program and eligible to upgrade, use the Apple Store app on your iPhone to get ready for pre-order so you can speed through checkout on 10.27.
Don’t have the app? Download it now
[doublepost=1508545012][/doublepost]
No just people who were on program last year and have paid the first 12 moths of the installments
Don't have an iOS device so I take it that I can't get the Apple Store App on Android? Also does this mean that people with this option will be able to pre-order on 10/23 ? Sorry for the question but I'm a bit confused about this and am looking to use my AT&T upgrade for this phone this year.
I'm looking to upgrade my iPhone 6 to an iPhone X and wish to do so via iUP.
Anyone know if this pre-approval option is only for existing iUP members or would this also extend to new members like myself?
Cheers.
Anyone know if this pre-approval option is only for existing iUP members or would this also extend to new members like myself?
Cheers.
I’m an optimistic kind of guy, I think most who order within the first hour will see a phone in 2017... definitely not November 3rd, but if you order at 3:13AM instead of 3:01AM, it might be 3 or 4 weeks... and so what?