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Apple Card: All the Details on Apple's Credit Card
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Yeah, I'm not getting this argument either. Or the guy who asked why have any credit cards at all if you're not planning to go deep into debt.
I've got an AmEx Blue Cash Preferred that pays 6% on groceries. My Capital One Savor card pays 4% on dining and entertainment. I've got Chase Freedom and Discover it cards that pay 5% on rotating categories, and a Bank of America Cash Rewards Preferred card that allows me to pick my own 3% category, including for online purchases, so I'm pretty much covered on everything at 3% to 6% cash back.
I can walk and chew gum at the same time, too!
This deserves way more likes than it has.Hey, just re charge it with AirPower
I was excited to get this card, even if I was only going to use it to get 3% off my Apple purchases and then pay it off.
And then I learned that I wouldn’t have any extended warranty protection like I do with my other main card. Seems like a no-brainer to extend AppleCare coverage time if purchased with the card. But no.
And then I learned that I can’t bring my data into Banktivity. I get that they are disrupting how you see your financial data, but what good is that if it isn’t integrated with the rest of my financial data?
The more I learn, the more I think I’m not my usual early adopter self on this one.
And then I learned that I wouldn’t have any extended warranty protection like I do with my other main card. Seems like a no-brainer to extend AppleCare coverage time if purchased with the card. But no.
And then I learned that I can’t bring my data into Banktivity. I get that they are disrupting how you see your financial data, but what good is that if it isn’t integrated with the rest of my financial data?
The more I learn, the more I think I’m not my usual early adopter self on this one.
Meh. As always, the best strategy is to have multiple cards and use the right card for the situation. With Apple purchases, I’m sure you already know that Apple Care will be far superior to any credit card offered benefit.
Is that a serious question? The point of a card is consumer protections and rewards/cash back. If you can’t pay it off, don’t use it... emergencies not withstanding.
Not really. I have Apple fix the item and send the receipt to AMEX and they reimburse me.
Kind of naive logic. What if it doesn’t make money directly but instead locks users in the eco system or even grows it?
Sounds like one of BofA's cards if you have enough money/assets there, from what I remember of them.
Got may invite and was accepted!!! Excited. I will be completely open if you have questions.
and what cards give you 3*4% cash back on everything none
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"AmEx Blue Cash Preferred that pays 6% on groceries" Yes sounds great until you pay $95 a year just to have the card. You have too buy about $1600 worth go groceries before you pay off that $95Yeah, I'm not getting this argument either. Or the guy who asked why have any credit cards at all if you're not planning to go deep into debt.
I've got an AmEx Blue Cash Preferred that pays 6% on groceries. My Capital One Savor card pays 4% on dining and entertainment. I've got Chase Freedom and Discover it cards that pay 5% on rotating categories, and a Bank of America Cash Rewards Preferred card that allows me to pick my own 3% category, including for online purchases, so I'm pretty much covered on everything at 3% to 6% cash back.
I can walk and chew gum at the same time, too!
Unless I’m missing something I don’t see a way to setup autopay? It looks like you’ll need to manually pay it.
I attached screenshots of what I see in the app.
Up at the top of the card select the details and add bank account and that's all
So I didn’t read this article before I got my Apple Card notification. I assumed that a credit check was done prior to accepting the offer, so I unfroze my credit, then applied and accepted and then refroze my credit about 15 minutes later.
About an hour later I got a notification from TrueID (TransUnion’s free monitoring service) that a credit request from Goldman Sachs was denied because my credit was frozen. Silly me i figured they would run the check before giving me the card.
I tried contacting Goldman Sachs, but they couldn’t tell me anything useful other than they will email me if there are problems.
As far as I can tell the card is active. Has anyone run into this same scenario and if so what happened?
About an hour later I got a notification from TrueID (TransUnion’s free monitoring service) that a credit request from Goldman Sachs was denied because my credit was frozen. Silly me i figured they would run the check before giving me the card.
I tried contacting Goldman Sachs, but they couldn’t tell me anything useful other than they will email me if there are problems.
As far as I can tell the card is active. Has anyone run into this same scenario and if so what happened?
My master card can not add to apple store! They always showing "error". I do not know why .
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Got my invitation yesterday. Pretty easy to apply. I was asked for state issued ID, but it took 8 or so attempts (of taking a pic of the ID) before it finalized and went through. The physical card will be delivered in the next 5-7 days.
Apple Card currently doesn’t support Apple Pay on the Apple Watch. Seems crazy that Apple wouldn’t have that working right from the start.
If you buy organic groceries for a family, you will easily spend over $6000 per year on them; it's still better than the runner-up Penfed that gives you 3% cashback (2.55% really).
This would be a problem for you? Let's say I spend $6,000 a year on groceries. 6% back is $360. Take away $95 and I'm still $265 ahead. Let's say that instead of AmEx Blue Cash Preferred, I go with a card that has no fee, but that only pays 2% on groceries. I'd get only $120 back in rewards. $265 > $120. And this is not taking into account that AmEx Blue Cash Preferred pays 6% on streaming services (Netflix, iTunes, etc.), 3% at gas stations, 3% on transit (rideshare, parking, tolls, trains, etc.), and 1% on everything else. You also get a $250 sign up bonus that effectively covers your first 2.5 years of member fees. I'm not worried about covering AmEx's $95 fee, nor am I worried about covering the $95 fee on my Capital One Savor card, as both end up paying back way more than they cost.
Do you have a super old Apple Watch? Because this simply is not true for current models. I recall someone on reddit saying they couldn’t use the Apple Card on their series 1 watch. Definitely works on my series 4 and series 3.