That would make sense since it might get a lil tricky to have the same card in two different user's Apple Wallets but I dunno.
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Apple Card: All the Details on Apple's Credit Card
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Apple Card is a Mastercard issued by a 150 year old bank. It's as traditional as it gets.
I won’t ever use a credit card again... don’t care who’s behind it.
I like the fresh approach to credit, but still won’t get me to sign up and borrow money.
I like the fresh approach to credit, but still won’t get me to sign up and borrow money.
It doesn't, but if you're gonna use tap to pay why not just use Apple Pay?
Here are some questions I haven't seen answered/explained anywhere:
- Is there an interest-free grace period like any other credit card? Seems obvious that it'd be yes, but the descriptors about flexible payment dates, encouraging more frequent payments, etc. makes me wonder.
- How will card users make payments to their account... and from what types of funding sources?
Oh good, apple is no longer the technological innovator.. it's become a financial company now !
Looks like my earlier prediction that Apple's services would include payday loans isn't so comical. It could happen after all. When General Electric was cash rich, they created GE Capital and GE Consumer Finance.
Well, we now know what Cook was eluding to when he said things were in the pipeline. Appears it was a sewer pipe.
Well, we now know what Cook was eluding to when he said things were in the pipeline. Appears it was a sewer pipe.
Does anyone currently have a credit card made of metal? I am curious what your experience is with it and US airport security.
Having a thin, sharpish looking, piece of metal in your wallet is bound to trigger some TSA screener to take a closer look at it.
I am not so worried about having to bring it through, since I can probably tell them to toss it if its an issue and disable it on my phone.
I am more just curious because I want to get through the line as fast as possible and don't want to have to be held up every time. Also I have TSA Pre✓ and have a sneaking suspicion if I get flagged enough times I might be kicked off it.
Having a thin, sharpish looking, piece of metal in your wallet is bound to trigger some TSA screener to take a closer look at it.
I am not so worried about having to bring it through, since I can probably tell them to toss it if its an issue and disable it on my phone.
I am more just curious because I want to get through the line as fast as possible and don't want to have to be held up every time. Also I have TSA Pre✓ and have a sneaking suspicion if I get flagged enough times I might be kicked off it.
Can someone explain what it is with N-America and Credit Cards? Like history and why people use it. Whats so good and convinient about paying interest on money you spend? I just can’t get my head around it.
Where i’m from(and I would say a big part of Europe) , 99,99% use debit cards- you only use money you have and thats it, you have some money- you spend it. That simple. Some people have credit cards as a backup while traveling, but the whole concept of spending money, then receiving receipt at the end if the month and paying againg, God forbid with %...it’s just...how can someone justify it as a smart idea?
Where i’m from(and I would say a big part of Europe) , 99,99% use debit cards- you only use money you have and thats it, you have some money- you spend it. That simple. Some people have credit cards as a backup while traveling, but the whole concept of spending money, then receiving receipt at the end if the month and paying againg, God forbid with %...it’s just...how can someone justify it as a smart idea?
The number will be on your phone in wallet. The idea is that a waiter can't just write down your number to use later.
The information will be in your wallet app that I think you can copy and paste using handoff or just type in on the site.
I dont know about US, but in NZ most people have credit not debit. Mainly becuase most people are poor and use it as a floating credit.
I use it to balance out monthly income schedules that do not coincide with monthly bill schedules. Haven't paid interest on them in over a decade, and get airpoints from it.
How so? All my AMEX cards are metal already. Platinum and Gold cards are all metal now. Centurion cards have been metal for a long, long time (maybe always (Not old enough to know, thank God!)).
Re: high Apple Card rates....If you're paying interest rates on your credit card balance, you're doing life wrong.
Here's a tip to the 200 billion Americans with CC debt: ffs, if you can't pay cash, don't buy it.
Here's a tip to the 200 billion Americans with CC debt: ffs, if you can't pay cash, don't buy it.
The thing I find a bit misleading about Apple Pay's privacy is that many vendors require you to provide name/address data when checking out with Apple Pay in apps (even when there's no shipping involved). Kind of defeats the purpose of no tracking when you have to provide your info anyway. That's not Apple's fault, it's the merchants still trying to get their hands on data, but Apple could take app store review processes to reject apps that require additional data with Apple Pay when not relevant to providing the service.
In any case, I'm sure I'll try the card. It probably won't become my go to card for most purchases but it doesn't have any fees so no harm in trying its feature set.
In any case, I'm sure I'll try the card. It probably won't become my go to card for most purchases but it doesn't have any fees so no harm in trying its feature set.
Okay I have a question.... so I have a balance to pay. I choose to pay the entire balance. How do I do that? Check, another credit card? Just how do I pay my card balance month to month?
Apple is not the issuer of the credit. Goldman Sachs and MasterCard are, so you'd likely be able to get your transactions through them.
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You can link your chequing (er, checking) account to your Wallet and pay from there.
If you were to finance something like a house you need a good credit score. Having and paying off a credit card before you incur interest is one way to improve your credit score easily.