Apple Card International Expansion

Discussion in 'Apple Music, Apple Pay, iCloud, Apple Services' started by chocolatesox, Aug 15, 2019.

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  1. chocolatesox macrumors member

    chocolatesox

    Joined:
    Sep 16, 2014
    Location:
    London, UK
    #1
    I’d love for the Apple Card to expand, for myself, to the UK but I don’t have high hopes.

    We haven’t even got Apple Pay Cash yet and that seems to be very much linked.

    Also the fact that credit cards work very differently over here in the U.K. market, it would be interesting to see if they can even get a UK bank to offer what they’re promising.

    What is everyone’s thoughts? I heard somewhere that there was rumours of expansion but no solid evidence.
     
  2. Bazooka-joe, Aug 15, 2019
    Last edited: Aug 23, 2019

    Bazooka-joe macrumors 68020

    Bazooka-joe

    Joined:
    Mar 12, 2012
    Location:
    Swindon, England
    #2
    Rumours were it would come to the UK in the fall but as you say we don’t even have Apple Cash yet and that was supposed to come out last year so I guess all we can do is wait and see
     
  3. Erehy Dobon macrumors regular

    Erehy Dobon

    Joined:
    Feb 16, 2018
    #3
    It seems that Apple Card would appear in major international markets that receive Apple Cash first.

    Note that in the USA, Apple Cash is handled by Green Dot Bank and Apple Card is handled by Goldman Sachs. There are different customer agreements and ultimately the two relationships with the client are radically different.

    Green Dot Bank holds user assets. If you have $10.26 in Apple Cash, that is YOUR property. They are holding it on your behalf to expedite transactions but it is YOURS.

    Goldman Sachs is a creditor. When you spend $5 at Cafe X, Goldman Sachs reimburses the cafe (probably $4.90 after the merchant transaction fee) and you owe Goldman Sachs $5.
     
  4. 4sallypat macrumors regular

    4sallypat

    Joined:
    Sep 16, 2016
    Location:
    So Calif
    #4
    You would think with the recent drop in iPhone sales that Apple would expand the Apple Card to other countries ??

    Especially when the new 2019 iPhone is expected to be released in a month ???
     
  5. Bazooka-joe macrumors 68020

    Bazooka-joe

    Joined:
    Mar 12, 2012
    Location:
    Swindon, England
    #5
    Absolutely. Getting cashback on the purchase of a new Apple phone or watch will be very tempting for people that are undecided about whether to buy new Apple products after the Keynote so I would’ve thought it would’ve been in Apples interest to get the card out to as many countries as possible
     
  6. 4sallypat macrumors regular

    4sallypat

    Joined:
    Sep 16, 2016
    Location:
    So Calif
    #6
    If it was not for the Apple Card I just got, I would not have considered upgrading my old work iPhone 7+.
    There was not very many incentives to upgrading to a $1200 phone when my old phone is still working perfectly.

    Now with Apple Card, I am going to consider getting the new iPhone being released next month using Apple Pay to get the 3% back and hoping they release a 0% interest free promotion ????
     
  7. Northern Man macrumors 6502

    Northern Man

    Joined:
    Aug 25, 2013
    #7
    Getting $ 36 in cash back will be a major factor in deciding whether to purchase a $ 1200 dollar phone? Really?
     
  8. 4sallypat macrumors regular

    4sallypat

    Joined:
    Sep 16, 2016
    Location:
    So Calif
    #8
    Yes, really - it's not only the $36 back but the promotions that Apple plans on running (0% for 12months) on a new phone is also tempting.
    I can put it on other cards that gives back more like $1200 points on my Amex Platinum card but I'd rather use someone else's money.
    I am going to miss the Barclay Apple Rewards card that had the interest free promotions and point towards an Apple gift card!!!!
     

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7 August 15, 2019