Amex fees usually pay for themselves if you use all the benefits.
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Apple Card Named Best in Customer Satisfaction for Fourth Year
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Amex fees usually pay for themselves if you use all the benefits.
Ah yes. Huge controversy. People who are highly satisfied with Apple products say they are highly satisfied with Apple products when asked how satisfied they are with Apple products.
How will we ever account for that madness?!?!?
I say SOME of this is simply a popularity contest and you interpret that as if it's some HUGE controversy? Seriously??!!
I was simply pointing out that fanboys of a particular company (and Apple has loads of them!) tend to overrate/exaggerate the positives of that company’s products and/or underrate/downplay the negatives which can skew results in studies like this JDP report.
The only "madness" here seems to be your overblown response. No, I wasn't suggesting this is a huge controversy. Geez.
Talk about overreaction! I just thought it was funny. Hence the "Big Grin". But you go on calling people names for liking things.
I say SOME of this is simply a popularity contest and you interpret that as if it's some HUGE controversy? Seriously??!!
I was simply pointing out that fanboys of a particular company (and Apple has loads of them!) tend to overrate/exaggerate the positives of that company’s products and/or underrate/downplay the negatives which can skew results in studies like this JDP report.
The only "madness" here seems to be your overblown response. No, I wasn't suggesting this is a huge controversy. Geez.
Not much. And neither am I upset.
Just disagreeing with some of their policies and politics. Perplexed about the defeatism with which you stated nothing could be done about payment card fees. And, admittedly, got snarky about it. On the flip side, the country also some policies and laws that I very much agree with - much more than with continental European (let alone EU) countries.
🙂
Side note: I am using a card that provides cashback day-to-day. And I chose it (among “free“ cards) based on that the cashback benefits that benefit me most. And I certainly would be happy if I could get the Apple Card.
That said, I believe it’s good for the overall retail economy if payment card (and merchant acceptance) fees are as low as possible - that is, if cost-efficient payment systems exist. High bonus/cashback benefits indicate the contrary: consumers pay more.
Oh, I agree with you. I'm not saying nothing can ever be done about it, I'm saying nothing is currently being done about it. That doesn't mean I wouldn't vote for comprehensive reform if given the option.
When was i "calling people names" simply for liking things, or is this just more of you overacting?
Why? So the EU can regulate the hell outta that too? (I'm only half joking lol)
Wait, the Amex Gold card comes with a whopping $300 annual fee, doesn't it?
That's an excellent idea! However, I don't think Goldman Sachs — or whoever takes over for them once they leave — would allow that.
The customer service is excellent. And it's 3% for Apple purchases, 2% for Apple Pay, 1% for everything else. And you can automatically send your cash back straight to Apple's savings account. On top of that, Apple Card does not have any fees, including no annual fees, over-the-limit fees, foreign-transaction fees, or late fees.
The member I was responding to was referencing an Amex card that does not have the extended warranty protection.
Cool, guess I’ll just pack up my whole
life and move to *checks map* literally nowhere. Any country with consumer protection laws you would have to make a claim and have the manufacturer approve it after the initial warranty is up.
$250 this year, but I get that back and then some with credits that they offer for Uber, dining, etc.
Reread. They’re coupon cards. It takes effort and time to make sure you make back the fees.
It’s still not a fair comparison either. They’re two completely different products. Compare the AppleCard to the Amex Blue Cash Back. It also has no annual fee and is an actual credit card and not a charge back card.
Not to butt in here or anything --
If I'm making a purchase, I trust AMEX to backup the purchase more than I would Goldman Sachs. This is one area where the cards shouldn't be different, even with the annual fee difference. Goldman's customer service is terrible on the Apple Card.
Also, while there are definitely "drip fed" perks on the Platinum, the airport lounges part aren't a "coupon." Priority Pass select is worth over $500, and so are the Centurion Lounges, nor are the $200 hotel credit, the $199 Clear Plus credit, or the $200 airline credit. These aren't drip fed perks.
Between the above, the "drip fed perks" and the trip delay/cancellation/return period (which are worth the fee by themselves) -- the card is a way better value for a traveler than the Apple Card is.
There's also this belief that the Platinum can't have a month-to-month balance on it. That is no longer the case. You can carry a balance over time with interest on the Gold, Green, and Plat now.
no it hasn’t lol.
those cards were around when Apple Card came out. it’s not like they’re new. their rewards / fees have changed since.
different cards, different purposes. they can all exist.
Apple Card experience, rewards, simplicity etc seem to be working well for a lot of folks.
to each their own.
I use various cards, and make purchases based on which card offers the most in rewards, I do have Apple Card as well and have used it for Apple Store purchases for 3% Cashback and 12 months of no interest payments. I like the way it’s integrated into the wallet as well.
They are increasing the fee to $325 but the $84 in Dunkin' credits will offset that and you end up "making" money with the additional $100 Resy credit.
See, you get it. People think it's just $250 or $325 (next year) out the window. No, you get this money back and then some with the credits they offer each year.
Plus: you pay fees and a higher price on whatever you buy because the shop has to cover the expenses to the credit card company. The only winner is the credit card companies.