Any purchase from Apple.
edit: to be clear, any purchase from anyone. The Apple purchases get an extra 1%.
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Apple Card Ranked Top for Customer Satisfaction by J.D. Power
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edit: to be clear, any purchase from anyone. The Apple purchases get an extra 1%.
Looks like you do?
In terms of the UK (and Europe) if Apple did ever launch the card over here I suspect it wouldn’t be as generous due to the cap on Interchange fees. From what I’ve seemingly seen in more recent years the average earn rate for non Annual fee cards is 0.25%?
I had a similar experience. Goldman Sachs support staff are some of the rudest.
Speaking of interchange fees, today's WSJ has an article about how they're prompting more and more U.S. merchants to add a surcharge when customers use a CC: https://www.wsj.com/articles/paying-with-a-credit-card-thats-going-to-cost-you-11629378047
Closed my AmEx Platinum Card when I got Apple Card. Now that my wife also shares AC account, it’s even better. Love the cash back stash I always forget about as well.
This is my main card. I know, that there are some cards with better perks, but those are often limited to a certain category and amount. You definitely can have ten different cards to leverage cash back, but why?
I forget about it too. Every once in a while I remember about it and then have to figure out again how to use it for paying part of the Apple Card bill, or whatever.
we use our Apple Cards for (Apple Services (paying monthly iCloud and Apple Music fees or any iTunes purchase) to get the 3% rebate.
But for hardware, we use the Amex Delta Blue (0$/yr) to get the (Skymiles, but more importantly the) supplemental benefits for breakage and warranty extension.
LoL those merchants already had the cost of a card baked into their prices for the last 25 years.). Now they want to add a surcharge. That’s double dipping that they’ve tried and failed at before.
The only thing I use my Apple Card for is my $.99 iCloud. It gets waived every month. I also used it last year to finance my 12 Pro Max just to see how that whole thing worked. I have much better cards like one that gives me 3% cash back on all purchases.
They're definitely double dipping, but they're not failing this time. Besides this article, I've seen it more and more at mom-and-pop restaurants and lots of gas stations.
Interesting. Why do they waive it? Because it's less than $1?
If I get it, I'd use it for Apple News +. But that's $9.99, so it's probably too much to be waived.
Yeah small balance waiver. I haven’t tested to see how large it can be. I doubt that $9.99 would get waived.
Compared to someone who pays the same price in cash, it’s free money. 1-5% cash back (depending on card, etc.)from using credit responsibly isn’t peanuts when one is charging thousands per year for typical expenses. Pay bill in full monthly, pay no interest, get money back = free money that the guy who used his debit card didn’t get.
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Last week Apple sent me an email inviting me to apply for a card. I clicked on the link and signed in using my Apple ID. It then goes to https://card.apple.com/apply/startapply/application momentarily before going back to the login page. I know that my login is correct because I tried entering the wrong password and got a note about that.
I tried this using two different browsers (Edge and Chrome) and two different machines. Weird. If it doesn't work on my iPhone, I'm giving up and sticking with AMEX.
I tried this using two different browsers (Edge and Chrome) and two different machines. Weird. If it doesn't work on my iPhone, I'm giving up and sticking with AMEX.
I hoping an 💳 is released in Australia 🇦🇺 this spring before all of Apple's new toys are released.
Actually Navy Federal Credit Union was highest in Satisfaction, they just aren't eligible to win the award because they are membership based.
Indeed. NFCU is amazing. Too bad their rewards programs don’t match their excellence.
JD Power is being excessively generous. Apple Card has never worked well for me and Goldman Sachs surprisingly is like banking at the Dollar General; their reps are by far the worst I've ever encountered. I processed a flawless transaction for a Dell computer using their finance system -- one simple charge per month. Apple/Goldman assigned a series of charges without any explanation on my statement and when I called they couldn't tell me what they were. Very frustrating.
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