For me because there is no Quicken integration, Apple Card presents the least satisfaction out of all the cards we have. Because of that we literally use it for 3 reoccurring Apple transactions each month - nothing else - Family icloud/Music and 2x Apple Care. I would not mind using it more, but because we have heavily integrated with quicken and turbotax for many years, I am not planning to give any of that. If Apple does not sort this out soon, both my wife and I might be cancelling Apple Card for good and forget it even exists. The novelty wore out already.