Before you try again get a handle on how many hard pulls of you credit you have. Get credit karma or somthing like that to help you out first.
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Apple Card Savings Account Available Starting Today With 4.15% Interest Rate
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They denied you due to the number of hard pulls on your credit report, not due to the hype, so applying one month later is unlikely to change the outcome. The recommended wait time is usually 90 days for such denials.
That is odd. I didn't know that every time I got the "Apply Pay is unavailable" error, Apple/Goldman Sachs was actually doing a hard pull on my credit.
“It is easier for a camel to go through the eye of a needle, than for a rich man to enter into the kingdom of God.”
Mark 10:25 KJV
&
“For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.”
1 Timothy 6:10 KJV
You can deposit up to 250K. I think they can add the interest to that, but you cannot deposit more money. Also you may not get interest on the interest. You would be able to claim 250K under insurance, but not the interest. So it would be better to regularly withdraw the interest in such a case.
No, usually hard pulls from the same creditor on the same day is considered as one pull, not multiple pulls.
Yes.
I got in queue. They called me back in about 10 mins and I was off the phone in about 5.
They need to add a way to view and manage it via a computer also. I like to do stuff at my bank on their website, not just on their app. Hopefully that'll come. The Apple Card has a web interface after all.
just transferred a bit over.. testing the waters 
TheYayAreaLiving 🎗️
Suspended
Very Nice! JP Morgan Chase Bank is about to flip out on Apple Card Savings accounts, hahah!just transferred a bit over.. testing the waters
I can't wait for the pro version that supports balances of $500,000 and up
Don't tap on it when someone else is around to see.
It would be amusing if this backfires and all of Apple‘s customers became thrifty and obsessed with hoarding money instead of spending it at Apple.
"Forget confusing banking apps and outdated interfaces. You can access your Savings within Apple Card inside the Wallet app. At a single glance, you can see how much money you have accumulated in your high-yield Savings account. And, when you need more cash, you can move money from Savings to Apple Cash instantly or to your linked bank account."
Nah, their strategy is genius here. Get people to use the Apple Card more frequently, which will automatically deposit your Daily Cash. Watch the balance grow as you spend more. People get more comfortable with using the card (and the perks that go along with it), and eventually people will realize they have zero interest payments on their products which will sell more hardware.
Like any insured bank account, as long as you report the fraud right away, your only liable up to $50 if I remember correctly.
This is possible in joint accounts. Also, for those who dont care about FDIC you can do that at any bank you want.
or post your amazing balances on an online forum.
Only high interest savings accounts from smaller banks do this in the US. The major banks still have interest rates of 0.01%.
I'm sure you know you could do better with that amount of cash... I'm guessing you need instant access to that sort of amount and/or it is for the very short term, in which case, it looks a great option. I put a load of cash in a 1 year fix recently because I want to use it in 2024, and that was only about 0.5% above this rate.
I try not to touch my Apple Cash account letting money slowly accumulate. That 4.15% should speed things up a bit.