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Apple Card Savings Account Available Starting Today With 4.15% Interest Rate
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This is from support on Joint Accounts…
We apologize for any inconvenience, but the Savings account does not support joint owners at this time. We hope to offer this option in the future, your feedback will assist in this endeavor. Thank you for your patience as we continue to develop tools to support our customers’ needs.
We apologize for any inconvenience, but the Savings account does not support joint owners at this time. We hope to offer this option in the future, your feedback will assist in this endeavor. Thank you for your patience as we continue to develop tools to support our customers’ needs.
My wife and I are on a joint owner's account (Apple Card) - and we were each able to open savings account - but individual. So yeah no 1 savings account for both of us, but individual. I would have preferred a joint savings but oh well.
Hope they can fix these soon, as well:
- Adding beneficiaries: have to call them ugh. Need to be able to add right there just like other banks.
- Apple Cash transfer minimum $1 required. In my other banks, I shift pennies around all the time! 😂
- Adding beneficiaries: have to call them ugh. Need to be able to add right there just like other banks.
- Apple Cash transfer minimum $1 required. In my other banks, I shift pennies around all the time! 😂
It will be interesting to see how long it takes Ally and American Express to increase their rates.
Banking is one of safest most stable businesses in the world if you dont do stupid things and focus on banking.
Make sure you read the terms and apply to opt-out of the Arbitration Provision within 90 days. This will allow you to sue Goldman Sachs in the event they mistreat your savings, especially with high deposits.
EDIT: Upon reading the agreement further, this also applies to Apple. Meaning, you also reinstate your rights to sue Apple for the Savings account, mistreatment for failure to comply with provisions on the Agreement.
EDIT: Upon reading the agreement further, this also applies to Apple. Meaning, you also reinstate your rights to sue Apple for the Savings account, mistreatment for failure to comply with provisions on the Agreement.
TheYayAreaLiving 🎗️
Suspended
An account has been created. For now, I have transferred all my Apple Cash to my savings account before touching my personal savings.
Why do I feel rich already?
Why do I feel rich already?
Now, if only I could automatically pay off my monthly Apple Card balance from this new savings account. My sense is that they're never going to allow this. The account was easy to setup and transfer money to... but there is no account number nor ABA number to set this up. (I get it...it's a savings account and not a checking account... but I pay off my other credit cards and monthly bills directly from savings accounts.)
if you want to add funds to apple savings, use your apple cash as it will be instant, much better
vs.
adding funds direct to apple savings within apple savings, it states $xxx amount pending + that funds are typically available for withdrawal by 5th business day + interest starts from day initiated
vs.
adding funds direct to apple savings within apple savings, it states $xxx amount pending + that funds are typically available for withdrawal by 5th business day + interest starts from day initiated
TheYayAreaLiving 🎗️
Suspended
Why do you remind me of this South Park episode? 😂
I'm Gonna Click... Decline - South Park | South Park Studios US
Gerald and the boys read through the iTunes terms and conditions to learn what Kyle has "agreed" to.
Ummm... I think you'll need just a little bigger of a deposit for that. But hey --- OPTIMISM!
Not quite true. Once you get the details (routing number and account number) for your Apple Savings account, you can add that as a card to your bank accounts (card details screen). Then you can use your savings account to make a payment. Not as seamless as it should be, but possible to do now.
Why do you remind me of this South Park episode? 😂
I'm Gonna Click... Decline - South Park | South Park Studios US
Gerald and the boys read through the iTunes terms and conditions to learn what Kyle has "agreed" to.southpark.cc.com
Well, it is wise to exercise your rights against anyone who holds a high amount of your hard earned savings in the event of mistreatment.
They do provide routing and account numbers. I wonder what would happen if we add these to Apple Card as another bank account…