What is that? I know with SquareTrade I can have a phone sent to me, and continue using my broken one until it arrives if it does operate, it is one day shipping. I could see how access to an Apple Store might sway your opinion, but where I'm living it would be a mail in replacement either way so it's a moot point. Not trying to be difficult, I might consider it for my 8+, not really sure who'll I'll be using for insurance ATM.
Same concept. Apple overnights you a device. Again, to me the convenience of doing everything through Apple makes up for the cost (and accessories). Its just easy. I'm part of the IUP, so I get AC+ included anyway. But I purchase it for my Macs and Apple Watch. The only device I have not is for my iPad because I don't travel with it much, so the chance of breaking it is very slim.