I really hope this is sarcasm.
It's not. I'm serious.
1. As people always note whenever we have a "should I get AppleCare" thread, insurance is a numbers game. Many people will pay for insurance for peace of mind, a small to moderate percentage will use it for something incidental (<= to the price of the plan), while a very small number will need repairs that actually cost more than the plan itself. Apple knows this. It's not a charity. AppleCare(+) exists to generate profits for Apple. If you pay for AppleCare the least you can do is try and get your money's worth.
2. Furthermore, (in my experience) AppleCare(+) has gotten increasingly stingy in recent years, particularly outside of the US, while the quality of the service has declined worldwide. In the aughts and early to mid 2010s AppleCare wasn't cheap but generally speaking if you had it and had an issue Apple would go out of their way to take care of you. In recent years however, phone/email support has markedly declined, you're required to go through a dog and pony show just to speak to someone somewhat competent, there's a ton of asinine rules and arbitrary, non transparent thresholds for denying service, and while you can still sometimes get lucky by getting a manager at a physical Apple Store, the whole thing is often just a really poor experience. Oh, and I've also found replacement quality to be sub par (went through several pairs of replacement AirPod Pros when mine had issues, each one had QC issues, had a replacement Apple Watch fail just outside of the repair warranty, etc)
3. Apple's out of warranty repair services and parts are exorbitantly priced and designed to push people toward AppleCare+. The upcoming price increase on batteries is just the latest gouge. If repairing an iPhone, Mac, Apple Watch, etc was reasonably priced, people would be a lot more willing to eat the cost, but as it stands the usual "just take the money you save not buying an extended warranty and use it for repairs" logic ends up being a real gamble. It's like US healthcare, you might save money for a while but all it takes is one issue/accident and you could be out almost as much or more than the device is worth.
Anyway, I'll end my rant here but to be clear I don't actually mean to suggest people go out of their way break a perfectly working machine over a small issue, but sometimes the Apple of 2022/23 just decides to be super unreasonable about what I would consider serious problems on what are supposed to be premium devices. If you've paid for AppleCare+, don't tolerate that BS, do what you gotta do to get what you need.