Looking for some help to understand my options. Currently, I have an iPhone 6 Plus 64GB with a cracked screen. I know that apple has 2 different options (trade up and have a low monthly fee or just straight finance with a yearly upgrade and pay $35-45 a month for 12 months) for upgrading through them and avoiding my carrier. I am currently in a 2 year contract with Sprint and do not have the option for a new 2yr upgrade nor do I have the option to finance through them (signed contract last summer so Spring upgrades won't be available for a while I assume). I am looking for either an iPhone SE 64 GB or a 6S 64GB. I see that apple will allow me to trade in my current phone towards a 6s and only pay $16 a month. I would have to assume that the damaged to my phone will be taken into consideration. Question is, do they just knock the value down and my monthly payment goes up a few dollars, or does it leave my device not eligible for the trade up? But I also see that I can trade in my device, which is valued at $200 through their website, for a gift card that can be used in store. Is my only option to take $200 off the list price of the phone (example: taking the SE fro $499 to $299) and just buying the phone out of pocket? Is there a finance option available after I use the gift card? Has anyone been in a similar situation? Can anyone share their experience? Thanks!