Wonder if Apple will require a 30% cut of each transaction in order to use this feature
apple should get 30% of our income because without our iphones we wouldn’t be able to live and work 🥳
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Apple is Opening Up the iPhone's NFC Chip: What You Need to Know
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apple should get 30% of our income because without our iphones we wouldn’t be able to live and work 🥳
@arn & to all site main page news editors.
It really helps to properly inform your userbase on articles such as this. Prefacing the first paragraph to include WHY Apple is doing this an especially the reason they're are doing this. This article reads like it was Apple's own choice and reasoning that led to this when we all (should) know it was NOT.
Remember despite being Apple's best forum for all things Apple, I'm sure that you're aware this is probably THE largest forum site across the internet, not simply just for all things Apple and this you're aware visitors are global and may not know the intricacies that affected Apple's move here. Noticed that I said Apple's move - not choice.
Sure there is a 1 liner sentence stating that Apple opened this up in the EU with a hyperlink BUT this artcle should clearly state EU legal laws FORCED Apple to abide therein and thus obviously led to this change as its easier for Apple to maintain 1 specific version, settings and code iterations of iOS/iPadOS and macOS globally then a separate instance every versioning and update just for 1 region while the rest of the world gets another version.
Please walk the righteous and proper path not a sycophants strut. This is a GREAT site but far too often leans to Apple's favour. If Macrumors truly is influenced directly from Apple' corporate/legal then this SHOULD be stated clearly on the main page for all to know.
Thank you for understanding .
It really helps to properly inform your userbase on articles such as this. Prefacing the first paragraph to include WHY Apple is doing this an especially the reason they're are doing this. This article reads like it was Apple's own choice and reasoning that led to this when we all (should) know it was NOT.
Remember despite being Apple's best forum for all things Apple, I'm sure that you're aware this is probably THE largest forum site across the internet, not simply just for all things Apple and this you're aware visitors are global and may not know the intricacies that affected Apple's move here. Noticed that I said Apple's move - not choice.
Sure there is a 1 liner sentence stating that Apple opened this up in the EU with a hyperlink BUT this artcle should clearly state EU legal laws FORCED Apple to abide therein and thus obviously led to this change as its easier for Apple to maintain 1 specific version, settings and code iterations of iOS/iPadOS and macOS globally then a separate instance every versioning and update just for 1 region while the rest of the world gets another version.
Please walk the righteous and proper path not a sycophants strut. This is a GREAT site but far too often leans to Apple's favour. If Macrumors truly is influenced directly from Apple' corporate/legal then this SHOULD be stated clearly on the main page for all to know.
Thank you for understanding .
Either you are misquoting me (and I favour this version) or you didn’t read properly. I never said using NFC steals money from Apple. Calling them mobsters is straight out hilarious and pretty much shows where fact and fantasy separates.
As far as "never offer a fee structure that allows for fair competition". For the second time, show evidence that Apple has done this in the past.
How much are they charging? What is their "prohibitively expensive fee"? Oh they haven’t announced it yet. What a surprise…. Will you please stick to facts instead of creating a false narrative? Nobody is buying it.
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Speaking as an American consumer I wholly disagree with your statement. I very much care what payment method I use. Contactless with tokenized numbering is my preference. I will never use anything retail merchant controlled or bank app driven. I don’t want multiple wallets and apps. I will use cards in my Apple Wallet / Apple Pay before reverting to actually digging wallet out of my backpack to use a physical card. And the banks that force me to use plastic will see a drop in usage. The banks that forcefully push me first party apps or third party wallets will be behind the physical cards.
Edit: corrected typos.
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Then I would not shop there. In my wallet I rotate a couple of my credit cards only for restraints that still have not moved to table pos. I use Apple Pay for all shopping. I will use a physical cards as a last resort if I absolutely mush shop at a merchant. I will never use a retail driven app or third party wallet.
It won't be abandoned, why should it be? Google Pay or what ever it is called these days on Android have not been abandoned and there are plenty of third party apps on that.
Apple Pay will stay as default for most people unless they got something like curve, that allows yu to put different cards on their card.
I have a curve card, but only got it because that was the only way I could use Fitbit pay or what ever they called it. Now google have put Google Pay on Fitbit, so I can use that now. Not that i use my phone or watch that often to pay, come to think of it i am going back to cash more often these days.
Why would it be? You just choose the default pay app that works with NFC and that is it, that is what we do on Android, I doubt it will be any different on IOS. People will carry on using Apple Pay, so banks will have to carry on supporting it if they want to keep customers.
So there are no NFC apps on IOS to write and read from NFC tags?
Kind of glad I did not go for an iPhone then, with my Android phone I can write to NFC tags, stick them in places and then use software to read them and do routines, either on my phone or via Alexa.
Very useful for when I come though the front door, and use my phone to turn the lights on and even set my coffee machine to warm up. I even had one by the washing machine so it would set an alram for the time that the washing takes and tell me when it was done. But that can be out by 5 minutes sometimes. I now use a smart plug with energy monitor to do the same thing.
I have to gtet some more NFC tags.
As I said, I am glad I stayed with Android.
The EU should have a lemon on their flag, thats how bitter they are!
Wonder if Apple will require a 30% cut of each transaction in order to use this feature
The fee for ApplePay is much less than 1/10 of that today, so not likely.
Citation needed. That’s simply speculation, not fact.
The Secure Enclave serves many purposes already, several of which apps have access to via the API. Did you mean the payment entitlement?
Physical cards also provide tap to pay.
At least your biometrics can’t be exfiltrated from the device in any way.
Why couldn’t they do that already now? It’s not like it would be mandatory to use the phone version for years, at least.
That would speculation of intent, and not fact. That belongs in an opinion or analysis piece.
Yep, learned that years ago after our transit system switched to tap to pay. Tapping my entire wallet to save time resulted in a credit card covering the fare instead of the transit card. My earlier post should have said app to pay.
You have been able to do that on an iPhone when they released shortcuts. Years ago. You seem not to understand what this is about? 🤷🏻♂️
Anyone heard anything that might suggest the Apple Watch will be able to scan RFID tags for the purposes of shortcuts?
Switching banks isn’t some easy non trivial process. I have a checking, savings and 2 credit cards with my bank. Just switching all that elsewhere would be difficult. Closing credit cards and reapplying elsewhere also dings your credit report
I do t know who are these people you know who hate contactless payments. The only people I see use physical cards most of the time are older
I am likely older by your definition, and use Apple Pay every time I can. I hold WMT (it's been great this year), but I never set foot there, it's truly declasse. I don't want to have multiple apps to use for payment, I want them all in the same system and I want that system to be Apple.
Apple is the ecosystem, not the individual devices. It's the deep level of integration that makes owning the devices valuable. All of these actions by regulators seem aimed, not at improving customer experience or reducing consumer costs, but to serve the interests of Apple's rent seeking competitors.
Windows is widely interoperable, runs on machines from many manufacturers, is very backwards compatible, has hordes of developers and yet, windows is so ******tified it is barely usable.
Regulators will not be satisfied until Apple products are as ******tified as Windows and Android. They are working hard to make Diana Moon Glampers proud.
Apple is the ecosystem, not the individual devices. It's the deep level of integration that makes owning the devices valuable. All of these actions by regulators seem aimed, not at improving customer experience or reducing consumer costs, but to serve the interests of Apple's rent seeking competitors.
Windows is widely interoperable, runs on machines from many manufacturers, is very backwards compatible, has hordes of developers and yet, windows is so ******tified it is barely usable.
Regulators will not be satisfied until Apple products are as ******tified as Windows and Android. They are working hard to make Diana Moon Glampers proud.
It is as if Samsung charged Netflix a fee every time I watch a show on a Samsung TV.
Apple is entitled to charge if they process the transaction, not for just having and NFC capability “open”. Otherwise, the carrier, the power company, etc. should charge a fee every time we buy a shampoo on Amazon or watch a show on Netflix. And the phones should be free by them selves.
That analogy also means telcos should have to allow any carrier use their infrastructure without fees. Spotify should also be forced to allow Apple to use their Playlist algorithm free of charge. Is that would you would expect? Because that’s what you’re suggesting. 🙄
Most Americans do not know contactless or tap to pay is safe for card payments. The use of physical cards is higher than use of mobile phones to pay at a credit card machine in USA.
Today, some of them today still are surprised when they see someone use a mobile phone at a credit card machine to pay.
NFC has been open on iPhone for years. Only payment cards are locked down. Lots of apple to read and write nfc tags, ability to put custom nfc cards in Apple Wallet, Shortcuts, open APIs, etc.
I don’t know about tap to pay being an issue. You’ll see lots of people tapping their physical cards to pay. I’ll grant that there are still people who are surprised to see phones and watches used at POS. But even that is, albeit slowly, changing.
Payment norms move slowly in the US. Took decades to finally eliminate swipe (mostly) for chip. Will take time to move the populace from insert chip to tap.
