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i will say it again...

people can already walk by you and steal your cc info from your cc if it has one of those rfid chips built in (paypass types). storing that kind of info in your phone can only cause more problems.

the best way to pay for your goods is to reach in your wallet and swipe a standard debit/credit card.

+1

If this technology is part of the new OS on my phone, there better be a way to turn it off or the first time I get hacked, I am suing the phone manufacturer!

I don't want this technology and never intend to use. Don't try to force it on me!
 
the best way to pay for your goods is to reach in your wallet and swipe a standard debit/credit card.

And replicate the card in the same process.

So, why use credit cards?

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+1

If this technology is part of the new OS on my phone, there better be a way to turn it off or the first time I get hacked, I am suing the phone manufacturer!

I don't want this technology and never intend to use. Don't try to force it on me!

Ah, because WiFi and BT can't be turned off because there are part of iOS, no?
 
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Until I see at least half of those you listed implemented anytime soon, I don't see NFC coming to the iPhone in 2012 nor am I looking forward to it. I'm picking up the new iPhone 4S today so I'll wait for my contract to be over.

It's far more likely to be implemented if the devices to use it are available. If Apple believes in this technology (no idea if they do or not), then they need to implement it to spur adoption of the end-use applications for it. Right now anyone in the US who installs something capable of receiving it doesn't have a particularly large market (there are a few specific applications that have begun to gain adoption, but still fairly small overall), but if everyone with an iPhone could use it, then it's probably worth it to them to add the equipment.

jW
 
I don't think I have seen this yet in Canada. I know they use it in Japan though.

He is right. They even have Transformers in Japan. And here is an important note, the Transformers are not and never have been made by GM. I think they are made by Panasonic, formerly Matsushita Electronics
 
I don't think I have seen this yet in Canada. I know they use it in Japan though.

Uhm... we've had MasterCard PayPass (and, more recently, Visa payWave) in Canada for years. From the Capital One Canadian website:

"Anywhere you see the MasterCard PayPass symbol, you can Tap & Go. This includes fast food restaurants, grocery stores, movie theatres, gas stations, and there’s more on the way."

I've seen them in every McDonald's, Tim Hortons, and Loblaws-group supermarket I've been into recently.
 
I don't think I have seen this yet in Canada. I know they use it in Japan though.

I haven't seen Square or other systems (excepting what Apple does in their stores) in use personally, either. I wonder if there will be a "clear" winner between this, the RFID credit cards (which, here, are pretty much only usable at gas stations and a very few other limited places), and Square/Erply's competitor wallet system, which is already available in iOS.....
 
eCommerce is going to be VERY hot in the US is 2012 with all the major players (Google, PayPal, Banks, Apple, etc.) all testing the waters. My guess is that Google will lock down the Google Wallet to only the Nexus for the next year while they work out all of the bugs. Apple "may" license it's new in and out of store payment systems to 3rd parties. PayPal has it's own super app in the works rolling in all of the companies it's bought over the past few years (Where?, Zong, etc) It's going to be a crazy ride with literally hundreds of billions of dollars in revenue in the US alone at stake.
 
i will say it again...

people can already walk by you and steal your cc info from your cc if it has one of those rfid chips built in (paypass types). storing that kind of info in your phone can only cause more problems.

the best way to pay for your goods is to reach in your wallet and swipe a standard debit/credit card.

A smartphone with embedded NFC chip is far safer than a dumb card that just sits there waiting to broadcast your info. NFC in an iPhone would allow you to confirm on the screen if you want to make a payment and even require you to open an app to turn the NFC chip on.

Your nightmare scenario of people walking by you and swiping your smartphone-wallet is a product of ignorance of the technology. Join the 21st century.
 
Sigh. I'm a cashier at hobby lobby and I can tell you that we'll probably NEVER implement NFC scanners.

(we don't even have bar code scanners)

Personally I want to stamp out the nfc chip on my debit card. So useless to me.
 
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radge said:
The keynote could be "We have a wide-screen iPod with a touch display, a phone, a credit card, a boarding pass, a hotel room key, a ticket to a concert...etc all in one"

NFC would be awesome.

This is exactly what I want it for. It would be great to just have my phone do everything for me so that I don't have to carry a million things in my pocket. Plus, no more losing the tickets or room key. The only drawback i see thus far is if your battery dies...
 
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iPhone implementation for this will create wide spread adoption and usage in the US. Nobody else using the tech at this point will have a big enough impact to create a viable NFC ecosystem in the us
 
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This is exactly what I want it for. It would be great to just have my phone do everything for me so that I don't have to carry a million things in my pocket. Plus, no more losing the tickets or room key. The only drawback i see thus far is if your battery dies...

No different that today with train and plan QR tickets. I can't remember the last time I've had to print one. I've only once had the situation of arriving at the airport and my battery was near dead. Wasn't sure if it would have survived until boarding time, so I went to a checkin desk and the lady printed me out a boarding pass.
 
Banks and Visa/MC should be nervous, very nervous. It will be a whole new path for consumers pay for goods and services. Thus the articles mention of a 50% growth in a few years.
 
Banks and Visa/MC should be nervous, very nervous. It will be a whole new path for consumers pay for goods and services. Thus the articles mention of a 50% growth in a few years.

Has it been confirmed that NFC will use ACH? Otherwise all NFC will end up being is a replacement for swiping the debit/credit card, thus Banks and Visa/MC will still get theirs...
 
I just can't get excited about MFC.

What about NFC? ;) Just kidding.

I'm having a hard time getting excited too, but I suspect when it comes, they'll present the advantages in a way that I'll be hard-pressed not to like it.

jW
 
A smartphone with embedded NFC chip is far safer than a dumb card that just sits there waiting to broadcast your info. NFC in an iPhone would allow you to confirm on the screen if you want to make a payment and even require you to open an app to turn the NFC chip on.

Your nightmare scenario of people walking by you and swiping your smartphone-wallet is a product of ignorance of the technology. Join the 21st century.

Because hackers and identity thieves never adapt faster than OEMs and software. Oh wait, I mean they ALWAYS adapt faster than the OEMs and software.
 
Because hackers and identity thieves never adapt faster than OEMs and software. Oh wait, I mean they ALWAYS adapt faster than the OEMs and software.

In this case, though, it's a valid point. If the chip is off until triggered, then it's safer. No question.

jW
 
A better question is, where can you use this? I haven't heard of NFC being used in Ireland. No point in having an iPhone with NFC capabilities if you can't use them
Try Costa Coffee. There's a few in Dublin I'm sure, Dawson Street definitely.

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+1

If this technology is part of the new OS on my phone, there better be a way to turn it off or the first time I get hacked, I am suing the phone manufacturer!

I don't want this technology and never intend to use. Don't try to force it on me!

tinfoilhat1.jpg
 
I would rather get one of those RFID chips inserted into my arm...on second thought that might be a little too far.

I would like to see RFID type of credit cards made into a thin sticker I could put in my iPhone case along with a fingerprint scanner at the cash register.
 
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