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What the fungus. They can simply abuse Apple's performance and exploit customers.

It would be like advertising for Walmart in Cosco and at the same time legally sending thieves around to steal credit cards.

That's the way it is.
I read it under every ‘Apple VS EU/Spotifiy/Epic/whatever’ article.
No it wouldn't. There are tons of applications for NFC BESIDES payments. This unlocks that.
 
1 reason is that Walmart wants everything in-house like Apple’s approach and they refuse to have a competitor continuously control there operations directly or indirectly

Apple didn’t follow that approach for it’s mobile wallet, though. The use of Apple Pay isn’t limited to Apple, it’s accepted practically everywhere but walmart, whereas Walmart Pay is only accepted at Walmart.
 
One of WalMart's stated goals, at least as of a few years ago, was to get out of paying credit card transaction fees in their entirety, or at least significantly lower them. They haven't figured out how yet, but continue to work towards it.

Do they still have Walmart pay that debits from your checking account? I haven't shopped there in years so out of the loop.

They’d have to accept cash and bank transfers only to get out of credit card fees. It’s just not feasible. The US doesn’t even really have instant bank transfers like Europe or Mexico.
 
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Yes Walmart still has Walmart Pay but we all know that Walmart tracks your spending habits with that and is not private like Apple Pay and the Wallet App

Instead of going to Walmart, I just go to Target 🎯 or Kroger for Apple Pay

Plus you’re storing your real credit card info on their servers. Walmart Pay still uses your regular credit card.
 
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How is this a win for consumers? Every company/store with a credit card is going to start requiring us to download their crappy app to use their credit card instead of using Apple Pay to save them money on processing fees.

They won’t save any money by doing that. Didn’t you read the article? Apple will be charging a fee for their apps to be able to use the iphone’s NFC. I’d say that will discourage them from doing as you say rather than encourage them.
 
Of course that's what will happen. I fail to see any benefit to this for consumers. Consumers typically benefit from streamlined services, not fractured ones.

And you failed to read the article too. Otherwise you’d know Apple will be charging devs for access to the iphone’s nfc for payments, which discourages that fragmentation since they won’t save any money by pulling out of apple pay and requiring to use their own app.
 
If that happens, we'll deal with it. The banking industry is too competitive to stop using the Apple Wallet...if your bank/cc stops offering it, you can move to another, and they know you will.

Not only that: with apple charging for access to the nfc for payments, they’ll be less inclined to pull out of apple pay in favor of their app since they won’t save any money worth of fees paid to Apple.
 
This could finally open the door for the likes of Walmart, H-E-B and Home Depot to switch to NFC payments, since third party access means possibly no having to pay the "Apple tax" for NFC access.

They’ve never had to pay apple anything. Apple doesn’t deal with merchants. Besides, if they want to have their own apps to pay at their stores via nfc using the iphone then they will have to pay Apple a fee for accessing the nfc, which they’re not paying right now.
 
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