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Apple Partnering With American Express on iPhone Mobile Payments Initiative [Updated]
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I use my costco Amex as much as I can as I get cash back at end of year. Not all stores take Amex though so hopefully visa will be added too.
I'm in canada so hopefully this will arrive here soon. We already have tap and go pads at most stores so hopefully they can be updated to be compatible.
I'm in canada so hopefully this will arrive here soon. We already have tap and go pads at most stores so hopefully they can be updated to be compatible.
Beats me. Some of this can be accomplished with a debit card, but generally at higher cost. If you don't carry a balance on your credit cards then they are a great deal. You are essentially borrowing the bank's money for free. The biggest problem I have with the cards is the huge amount of fraud we have to watch for these days.
In Denmark we already have had this for the last 2 years. MobilePay by Danske Bank is brilliant. Uses your stored creditcard information and bank account Info. Works super - and most from 15 y.o and up have creditcards (debit)
You can transfer money Quick and easy and pay with it in many places.
In Denmark almost every bank account gets a MasterCard or Visa with their "DanKort"
It is not a "credit" - when you use 10 kr it's taking from your account instantly.
You can transfer money Quick and easy and pay with it in many places.
In Denmark almost every bank account gets a MasterCard or Visa with their "DanKort"
It is not a "credit" - when you use 10 kr it's taking from your account instantly.
Again, not entirely true. If your debit or CC has an EMV chip, they accept it. I'll post the charges if you'd like.
I know. On one trip to Germany in the late 1980s, I actually had to pay a three day hotel bill in cash. I was not told this when I made the reservation. Needless to say, this ate up a good deal of my travelling money.
Really? In the UK we have had RFID chips in bank debit and credit cards for a while now, plus all those NFC equipped mobile devices. And it's still not widely used, Apple isn't going to change that.
I think it comes down to business not willing to change machines, and people thinking what's the point? Take your phone out, or your card out, use a pin or a thumb scanner.. I think people see it as change for the sake of it as opposed to offering anything beneficial.
This is all bs. Everyone in Germany has credit cards/ debit cards. I live in both Denmark and Germany.
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In Denmark all cards have chips
What's crazy is that it is still the same for many things. So backward. It's total rubbish that it's about not spending money you don't have. If that's the case just get a debit card rather than a credit card. Simple and so much easier and more convenient!
Honestly I was speechless, almost shocked when we couldn't pay for things with cards in Germany.
Do they have RFID chips, as opposed to those chips used for the 'chip and pin' security.
You are wrong. The stores don't differ because of some reported IP - all that matters is in which country your Apple ID you are using to log in and buy was registered. If you have an US Apple ID you will see the exact same iTunes music, movie and app store (with English language menus) even if you use it in Germany (or wherever else in the world) and vice versa. In fact, you won't be able to buy with in in any other country store than the one your Apple ID is connected to. If you log in with an Apple ID from another country, you will even get a pop up message that you are switching to the right store now. That's the exact reason, for example, that a lot of German people created US Apple IDs to be able to rent movies faster and in original language or to buy some app not (yet) in the German app store.
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There are a lot of advantages, starting with the facts that cards can be lost or stolen, and that they take up wallet space.
Really? You should have told that to the proprietor of the hotel I stayed at in 1987. I guess she was lying to me. Perhaps you should have been there, so we could have benefited from your personal eye-witness of the actual events.
I was there, you weren't. BS, indeed.
Interesting, I use my credit card as my main form of payment for the primary purpose of convenience. I rarely ever use cash, despite having more than enough of it to pay off my credit card. Most people I know are in the same boat, it's the norm around here. And every single retail I've ever encountered in the last decade accepts credit cards, regardless if it's a small business or a large one.
No, if you lose your mobile phone, you do not have to contact all your credit card issuers to put a hold on your cards and wait for a new card before you can use them.
And, presuming you already have a phone, adding credit card capability to it does not take up extra room.
So then Safari was wrong when it brought up the www.apple.de store no matter what I typed, even though it didn't depend on my logged in data? And the fact that when using my VPN account, it took me to the US store in Safari? Ok.
As for the iTunes Store, I never stated it wasn't the same, I stated some of the content offered was different. You're also forgetting, I worked for Apple in Marketing and will most likely be again, as the company is pushing further into the EU with our new SVP of Retail, and also an iOS and OS X developer. I'm very familiar with how the system works. Again, perhaps this is an issue with iOS 8 beta? I'm not disagreeing with anything stated, aside from the comment regarding CC's in Germany. I'm simply stating some aspects are different, such as offered content, and with iOS 8 pushing more location services, I'm betting on a simple matter of "Lost in Translation" here
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There surely is the possibility that Safari tries to act smartly and automatically leads you to the localized www.apple.com site based on your VPN (like www.apple.com/de in Germany). You were talking about buying/renting music, movies, TV shows and apps, however, and you simply do this by using the two iTunes Store Apps on your iDevice. I can't retrace your special scenario, but I can assure you that 1. You won't be able to buy music, movies, TV shows and apps in any other country's store than the one your Apple ID belongs to and 2. You will be able to buy the content of the store your Apple ID belongs to everywhere, regardless of any IP just by logging in, and you will brought to and see the exact store of your home country.
EDIT: Just read your added paragraph – as you really seem too knowledgeable with this background to be confused about this, maybe there really is a "lost in translation" here. Strange thing. However, If these differences in the stores are really there, it HAS to be a bug in my opinion. As that is the whole point of the different catalogues in different countries - that you can only buy with your German Apple ID licensed media in Germany, with your US Apple ID licensed media in the USA etc.
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A credit or debit card hardly takes up any room, plus a wallet holds other cards and cash and also driving licenses.
If your phone is lost or stolen you have to contact your mobile provider to get it blocked instantly and sometimes report it to the police in order to get a replacement phone.
So no, your argument that you made as to why leaving a wallet at home is flawed. Your also much more likely to be mugged for the latest iPhone then your debit card.
Oh come on surely you knew what I meant? We are 8 days away from the apple event. iPhone 6 will no doubt go on sale alittle after. I'm not buying this one.
in Europe we don't use american express.
I do and I'm in Europe (UK).
It's the only card I use.