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i've been using Apple Pay (Tied to a US card) almost everywhere in Australia for the last 4 months. Works great and almost everyone has the Tap and Pay. (Taxis, Costco, McDonalds, Grocery Stores, Parking meters, etc.) Ironic that Apple Pay isn't available in Australia when the infrastcture is awesome and is available in the US where you can hardly find anywhere to use it.
 
It's great to see other countries joining the US and UK with Apple Pay.

Love being able to use it to pay for goods here in the UK. Just wish Apple would update retailers near me (in Derby) where it's accepted as a method of payment.
 
Just wish Apple would update retailers near me (in Derby) where it's accepted as a method of payment.

Not sure what you expect Apple to do.. They offer the in-store stickers for retailers. It's up to the stores to advertise it.
 
Its clear, even in the article, that what is preventing many countries from moving forward is the bank. In the USA, its the opposite - the banks are on board but the merchant side is a mess. Some accept it, but then still require a signature and/or ID. Others could accept it but don't. And still others still do not have the machines to accept it. There are almost no terminals, outside vending machines, that simply allow me to tap my watch/phone and move on (no signatures, no IDs). There is really so much work to get this right.

1. Banks Get on Board and get rid of the silly limits.
2. Merchants, get the machine to accept NFC.
3. Change your policy to accept Apple Pay without pin, ID, or signature.
Yeah we tried to use it just a couple weeks ago at an Aeropostale store (USA) and it went through according to the phone and the terminal but their computer wouldn't accept it. Tried a couple times and ended up just swiping a card. I want my 10% back from Discover!!! Haha
 
on my recent trip, we used ApplePay everywhere in Australia. Simply works. Using CapitalOne cards - no foreign transaction fees - worked seamlessly - except parking meters - but that was probably me not timing it in the correct order.
 
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Every other country in the world:

NFC terminals everywhere, chip readers & pin at every terminal, every consumer has chipped & contact less cards.

People in the United States:

"Woahhh you can pay like that?! Durrrrrrrrrr."

Cashier: "Okay, go ahead and swipe your card." Meanwhile I say, "It's going to tell me to insert it."

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And seriously what is it with the United States not having regulations against other people processing your cards for you while doing an "in person" transaction?? Europe has done this for years.
 
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If Canada doesnt launch at the same time.....:mad:
I am sorry that others outside North America getting things before all of North America does angers you. There is a world outside North America even if you can not see this.

I am glad Australia might be getting Apple Pay soon. I can't use it as the iPhone 5 can't do Apple Pay (I think) but this would be a really nice thing to have here.

Once they replace every normal and known brand with their own Woolworths brand (currently at like 25% of all items) people will catch on and stop going there. Their stores spread like the ****ing plague.

I prefer Coles.
I agree. Woolworths is toxic cancer that needs to die. Coles is much much better in every way.
 
Yeah we tried to use it just a couple weeks ago at an Aeropostale store (USA) and it went through according to the phone and the terminal but their computer wouldn't accept it. Tried a couple times and ended up just swiping a card. I want my 10% back from Discover!!! Haha

I would've questioned why I still have to swipe the card yet alone why Apple Pay wasn't working. Aero has the new Verifones that take NFC & Chip cards.
 
I am sorry that others outside North America getting things before all of North America does angers you. There is a world outside North America even if you can not see this.

Ummm - don't want to turn this into a flame, but I think that Crzyrio was just expressing impatience about getting Apple Pay in Canada in a timely manner... nothing to do with Australia getting it. More power to the Aussies if you do get it soon. That being said, it would be nice if you could ratchet down the attitude a notch or two.
 
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I am sorry that others outside North America getting things before all of North America does angers you. There is a world outside North America even if you can not see this.

This is not a question of NA vs. The Rest of The World. It simply that Apple Pay for Canada has been rumoured for a long time (the Wall Street Journal reported on it last spring), and with the leaks from TD Canada Trust the other week, it does seem incredibly closer and closer to a reality for us, fellow Canadian. We're just waiting for an actual, real confirmation from Apple/banks.

Crzyrio's post wasn't saying anything against Apple Pay's arrival to Australia (may it be before or after the Canadian launch), but simply expressing his own impatience.
 
I recently returned from Australia. If you have a US credit card set up on your Apple Pay, it will in fact work virtually everywhere in Australia. If the store or restaurant has a contactless terminal, it will work. It was fantastic. In two weeks I think I had to take my credit card out of my pocket twice. And the look on the faces of the clerks or waiters when I used my phone to pay was priceless. They all wanted to hear about it.

PS. Woolworth's in Australia is a grocery chain, not related to the US Woolworth's. I do think they stole the name however way back when.
 
And seriously what is it with the United States not having regulations against other people processing your cards for you while doing an "in person" transaction?? Europe has done this for years.

"Attended" transactions just mean that there's someone to verify a signature. If Europe was chip and signature like the US restaurants would likely still be in compliance with Visa/MC regulations by doing what they do here. The portable readers are just easier from a logistics standpoint because PIN's asked for way more often.
 
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If Canada doesnt launch at the same time.....:mad:

Canadian Banks are greedy and dragging their feet. I have emailed Royal Bank of Canada and got a reply that it was Apple that wouldn't deal with them but the reality is that the Canadian banks are trying to get Apple to supply all the infrastructure and set up the whole thing for free and not charge the fraction of a percent for each transaction like they do in the US and the UK.
 
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Canadian Banks are greedy and dragging their feet. I have emailed Royal Bank of Canada and got a reply that it was Apple that wouldn't deal with them but the reality is that the Canadian banks are trying to get Apple to supply all the infrastructure and set up the whole thing for free and not charge the fraction of a percent for each transaction like they do in the US and the UK.

If you think Canadian Banks are greedy... Try being in the United States. Not only are the banks greedy, but they're ran by idiots as well. That economic collapse in 2008? Thank the stupid banks for giving out loans to those who couldn't afford them.

I've noticed Canadian banks also give out 1% rewards and such on debit card purchases. American banks only give out rewards on credit cards and not debit cards, unless you want to search for hours to find one. Canadian Banks also have given out chip & pin cards with contact-less capabilities for years, while American banks sat back and didn't give two craps about that technology.
 
"Attended" transactions just mean that there's someone to verify a signature. If Europe was chip and signature like the US restaurants would likely still be in compliance with Visa/MC regulations by doing what they do here. The portable readers are just easier from a logistics standpoint because PIN's asked for way more often.

In person or "attended" as in, there's a cashier ringing out your sub or groceries. The cashiers in the United States don't even verify the signature on the pad and then compare it to what's on the card.

All this talk about how America is such a great country... That is until it comes to being behind the rest of the world in everything, including healthcare costs and payment systems.
 
Showing up for M&S.
 

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I would've questioned why I still have to swipe the card yet alone why Apple Pay wasn't working. Aero has the new Verifones that take NFC & Chip cards.
FWIW, before any US merchant (like Aero) can accept EMV or NFC transactions on their brand-new Verifones, they have to go through a certification process with whatever company processes their transactions. IIRC, the bottleneck now is often with the processors, trying to get that certification done. Some processors have a multi-month long queue of merchants waiting...

Anyhow, point being, just because they have the equipment in the stores, that doesn't mean they're able to accept the transactions yet.
 
FWIW, before any US merchant (like Aero) can accept EMV or NFC transactions on their brand-new Verifones, they have to go through a certification process with whatever company processes their transactions. IIRC, the bottleneck now is often with the processors, trying to get the certification done.

Anyhow, point being, just because they have the equipment in the stores, that doesn't mean they're able to accept the transactions yet.

I know they have to go through a certification process but it seems like other stores such as Home Depot, Target, Walmart, Costco, Walgreens, and Best Buy haven't had a problem getting their EMV system up and running before the liability shift took place.

Looks like you're going to see some processors getting sued by the merchants if they couldn't get their EMV certifications done in time and the business has to pay for fraud charges.
 
Crzyrio's post wasn't saying anything against Apple Pay's arrival to Australia (may it be before or after the Canadian launch), but simply expressing his own impatience.
Well he should have expressed his words here in a less angry way. If you are correct (and that's quite plausible) he chose much too harsh words and emoticons that go much past simple impatience.

He will either learn from this and express himself better or ignore it and keep making the same mistakes over again. Either way he knows of this now and his choice of how he will act in the future on similar issues.
 
In person or "attended" as in, there's a cashier ringing out your sub or groceries. The cashiers in the United States don't even verify the signature on the pad and then compare it to what's on the card.
Right, because the accuracy of what the signature pad captures is anywhere close to reality.

IMO, it'd take minimal skill for a thief to be able to do a reasonably good job faking a signature on a pad.

It'd take even less skill to make a fake generic card with a name/signature they can sign perfectly everytime, and just re-encode the mag-stripe on the back of that card with different stolen credit card numbers.
 
Right, because the accuracy of what the signature pad captures is anywhere close to reality.

IMO, it'd take minimal skill for a thief to be able to do a reasonably good job faking a signature on a pad.

It'd take even less skill to make a fake generic card with a name/signature they can sign perfectly everytime, and just re-encode the mag-stripe on the back of that card with different stolen credit card numbers.

It would take more skills than even some of the best thieves today to make a fake generic card and use it to make purchases once this chip acceptance becomes the norm over here. Hopefully within the next two years, the mag-stripe will be rendered pointless and useless.
 
Have been waiting since forever (Apple Pay was announced). Really hoping this is true!!

It sucks knowing that pretty much every store has the technology and our iPhones have had the technology for over 12 months and no one lets us use it!

I've stopped watching the keynotes now cause so many of Apples new features/USPs that they make a huge deal about never make it to Australia.
 
I know they have to go through a certification process but it seems like other stores such as Home Depot, Target, Walmart, Costco, Walgreens, and Best Buy haven't had a problem getting their EMV system up and running before the liability shift took place.
The only retailer you mentioned that isn't in the Top 10 of NRF's TOP 100 RETAILERS CHART 2015 is Best Buy, and it came in at #11.

Aeropostale didn't even rank on the Top 100 list.

My thought is that the processors are giving the bigger retailers head-of-line privileges when it comes to certification. What's your thought on why they aren't taking EMV transactions if they already have the equipment in place?
 
It would take more skills than even some of the best thieves today to make a fake generic card and use it to make purchases once this chip acceptance becomes the norm over here.
Excellent, another reason why it's pointless to compare signatures! lol
 
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