Apple Pay Cash Officially Launches Today After Early Roll Out to Many Users Yesterday

[MacRumors]

Apple has announced that Apple Pay Cash officially launches today for all iOS 11.2 users with an eligible iPhone or iPad model in the United States.

Apple's peer-to-peer payment service actually began rolling out in iOS 11.2 on Monday, but some users received an error message stating the service was unavailable. The activation issues began to resolve for many users later in the day, although there are still a few lasting reports of activation issues.

Apple Pay Cash's official launch today comes three days after iOS 11.2 was released early in order to address a serious date bug that was affecting some users on December 2. While the update introduced Apple Pay Cash, as mentioned in the release notes, the feature had not yet been activated by Apple.

Apple Pay Cash allows for quick person-to-person money transfers, much like competing services Square Cash and Venmo.

After setting up Apple Pay Cash, open the Messages app, tap on the App Store icon, tap on Apple Pay, set the dollar amount, tap pay, select a payment card, and securely authenticate with Touch ID or Face ID. The payment card can be any debit or credit card set up in the Wallet app, or the Apple Pay Cash card.

The recipient taps on the message to receive the funds, which are instantly added to his or her Apple Pay Cash card in the Wallet app. The card's funds can be used to make purchases using Apple Pay in stores, in apps, and on supported websites, or withdrawn to a bank account within one to three business days.

When new users receive money for the first time, the funds are added to their new Apple Pay Cash card once they accept Apple's terms.

You can also send money with Siri, as explained in our How to Use Apple Pay Cash guide, which includes step-by-step setup instructions and other helpful info. Apple Pay Cash is currently available in the United States only. Apple hasn't indicated when the service could expand to additional countries.

Apple Pay Cash is available on iPhone 6 and later, iPhone SE, all iPad Pro models, the fifth-generation iPad, iPad Air 2, and iPad mini 3 models running iOS 11.2. Apple recommends that customers who have updated to iOS 11.2 before today restart their devices if Apple Pay Cash is not showing up.

Apple Pay Cash is also available on all Apple Watch models running the watchOS 4.2 software update released today.

Article Link: Apple Pay Cash Officially Launches Today After Early Roll Out to Many Users Yesterday

 

[0003939]

Can we have proper titles, please?

 

[iPhysicist]

Please send me a Dollar everyone!

 

[Dblandon]

I still can’t set it up. Don’t really want to log out of iCloud and back in, still holding out for a real actual fix.

 

[ghostface147]

It didn't activate for me until around 10 last night. Maybe some of the fine folks here can test it by sending me money just to be sure. $1 each user...lol.

 

[brar.arsh]

If I pay someone with Credit card, he goes to bank and withdraws, Do I still get points?

 

[redheeler]

Apple Pay Cash is available on iPhone 6 and later, iPhone SE, all iPad Pro models, the fifth-generation iPad, iPad Air 2, and iPad mini 3 models running iOS 11.2.

iPhone 5s is arbitrarily excluded simply because of its age? Typical Apple...

 

[SoApple]

Wonder when it will come to Canada.

 

[cmwade77]

Or you can use Facebook Pay, Square Cash, Venmo, Google Wallet and I am sure there are others to pay others and the funds will instantly transfer to your account, which then can be spent from your debit card OR Apple Pay, Samsung Pay, Android Pay, etc. and not require any extra steps. Oh and you don't even have to have a phone to do so.

 

[ZipZap]

If I can send anyone money on PayPal fee free, what is the advantage of Apple Pay Cash? It has a limited audience, right?

 

[i hate phones]

If I pay someone with Credit card, he goes to bank and withdraws, Do I still get points?

I believe there's a 3% credit card transaction fee...

 

[archvile]

iPhone 5s is arbitrarily excluded simply because of its age? Typical Apple...

Or maybe it’s because the 5S doesn’t work with Apple Pay at all, it never has and never well.

 

[Böhme417]

iPhone 5s is arbitrarily excluded simply because of its age? Typical Apple...

It doesn’t have Apple Pay, so why would it get Apple Pay cash?

 

[mattburley7]

huh... i thought this was available yesterday?

 

[archvile]

I believe there's a 3% credit card transaction fee...

Correct, you get your points or whatever benefit but you have to eat a 3% transaction fee..

 

[recoil80]

I wonder how long it will take to have it available in EU.

 

[StonyRiverDave]

If I pay someone with Credit card, he goes to bank and withdraws, Do I still get points?

If you get a cash advance from your credit card, remember you start paying your 16% interest right away.

 

[iapplelove]

Woke up this morning to Apple Pay cash toggled on.

I shut it off for now, not sure if I will even activate it.

 

[britabroad]

Correct, you get your points or whatever benefit but you have to eat a 3% transaction fee..

not entirely true. there's no charge if you use your bank account/debit card instead of your credit card.

 

[AcesHigh87]

Wonder when it will come to Canada.

Same. If it’s anything like normal Apple Pay we’ll be waiting awhile though.

 

[69Mustang]

Or maybe it’s because the 5S doesn’t work with Apple Pay at all, it never has and never well.

5S does work with Apple Pay. It requires the companion use of an Apple Watch, but it does indeed work. If I'm not mistaken, the same applies to the 5 and the 5C.

 

[redheeler]

It doesn’t have Apple Pay, so why would it get Apple Pay cash?

Thanks, I had forgotten Apple introduced Apple Pay as one of the selling points of the iPhone 6; though they could bring some form of it over to the iPhone 5s if there is a desire to do so (but obviously there never will be).

 

[adamjackson]

Apple Pay over email would be preferred but I understand the security implications of that and why iMessage is the only option. I don't text people or use iMessage (Google voice) so it'd be nice to take a PayPal route and send money to people via SMS / Email.

 

[tooloud10]

If you get a cash advance from your credit card, remember you start paying your 16% interest right away.

Someone correct me if I'm wrong, but I don't think these are treated as cash advances on a credit card. Isn't it treated just as a standard transaction but with a 3% fee?

 

[ssl0408]

I use Square Cash and I’m pretty happy with it. I don’t know if I wanna sign up for this since I don’t use Apple Pay.