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From what I understand Apple was asking fairly high rates from banks to fix an issue we don't have in The Netherlands. We primarily use our bank's debit cards (hardly any local pays with a credit card on a day-to-day basis, especially not for smaller amounts). Those transactions doesn't cost us anything. All cards have been supporting NFC for years now. We also have a convenient system in place that makes online purchases a breeze, called iDEAL. So apart from being able to pay with my iPhone I don't see that much appeal of Apple Pay. It's much more of a nice-to-have here, that's it.
Yeah that’s always the problem, the fees. Banks often don’t like apple’s fees and Apple never budges so it takes them extremely long to come to an agreement with each bank. Not to mention that a few banks in different countries have also been upset at not having access to the NFC chip on apple devices for use with their own mobile wallet apps.
 
Well, i think the use of Apple Pay is not going to be free and the only reason I can think of why ING is suddenly willing to enrol Apple Pay is to regain some lost sympathy from the Dutch public. Because otherwise they would have enrolled this much earlier. They used to charge 6 euro per year for android users to use contactless payments and suddenly that fee is gone.

Here are a few reasons why ING wants to fix their image a bit.

1) There is still an outrage about the extreme low interest rates on savings (0,03% currently), although this is of course not ING specific.

2) ING just had to settle a big money laundering scandal with the Dutch Public Prosecutors for an unprecedented 775 million euro ($868 million). This is the biggest settlement in Dutch history.

3) The dutch public still has not forgotten about last years proposed plan to increase their CEO's salary with 50% ( +1 million per year extra 'to stay competitive') that they only abandoned after gigantic public and political outcry (especially because it was....

4) ... exactly 10 years after the Dutch public had to bailout ING for over 10 billion euros during the 2008 financial crisis.

5) At last years Gay Pride in Amsterdam there were protests (article in dutch) against ING (among other non-lgbt related companies and institutions like Google, Vodafone and Netflix) for using the Gay Pride as nothing but a PR-vehicle whilst at the same time scoring a 1/10 on gender-equality in the 'Eerlijke Bankenwijzer' (Honest banking guide, independent website checking how Dutch banks score on sustainable banking, their investments and their human rights records)

so you betcha they are trying to find ways to fix their image, but never of course without making soms sweet sweet cash off of it.

(edit: typo)
 
Well, i think the use of Apple Pay is not going to be free and the only reason I can think of why ING is suddenly willing to enrol Apple Pay is to regain some lost sympathy from the Dutch public. Because otherwise they would have enrolled this much earlier. They used to charge 6 euro per year for android users to use contactless payments and suddenly that fee is gone.

Here are a few reasons why ING wants to fix their image a bit.

1) There is still an outrage about the extreme low interest rates on savings (0,03% currently), although this is of course not ING specific.

2) ING just had to settle a big money laundering scandal with the Dutch Public Prosecutors for an unprecedented 775 million euro ($868 million). This is the biggest settlement in Dutch history.

3) The dutch public still has not forgotten about last years proposed plan to increase their CEO's salary with 50% ( +1 million per year extra 'to stay competitive') that they only abandoned after gigantic public and political outcry (especially because it was....

4) ... exactly 10 years after the Dutch public had to bailout ING for over 10 billion euros during the 2008 financial crisis.

5) At last years Gay Pride in Amsterdam there were protests (article in dutch) against ING (among other non-lgbt related companies and institutions like Google, Vodafone and Netflix) for using the Gay Pride as nothing but a PR-vehicle whilst at the same time scoring a 1/10 on gender-equality in the 'Eerlijke Bankenwijzer' (Honest banking guide, independent website checking how Dutch banks score on sustainable banking, their investments and their human rights records)

so you betcha they are trying to find ways to fix their image, but never of course without making soms sweet sweet cash off of it.

(edit: typo)
Of course Apple Pay isn’t completely free. Apple does charge the banks and other card issuers a fee per transaction. However, I doubt apple would be ok with a bank charging the end users a monthly or annual fee to use apple pay. That goes against apple’s policies and marketing for apple pay and they haven’t allowed any bank anywhere apple pay has rolled out to do that. That includes ING in a few countries other than the Netherlands where that bank already supports apple pay. Why would apple want to make such an exception in the Netherlands, be it with ING or any other Dutch bank?
 
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Thanks. I got it to work. I missed the bit about ordering the 'Italian' card :)

Bunq is something else, not like your regular ING/ABN ... (/Dutch: Werkt goed toch? Vind het wel mooi dat ze zichzelf niet zo serieus nemen, en het werkt vlekkeloos. Ik laat mijn Bunq rekening automatisch aanvullen als het onder een bepaald bedrag komt, telkens 50 euro erbij. Vandaag nog bij de Albert Heijn; "oh oh, gewoon met je horloge?!?" Ja joh! //Dutch) :)
 
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