Why boycott? As long as their new system isn't mandatory, just make sure to use your Amex or Visa/Mastercard Credit Card when visiting these stores...even if your debit card is handy. That way they'll continue to pay the card companies and maybe see that CurrentC isn't what the people want. Just make sure to pay your CC every month as to not incur finance charges.
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Apple Pay Competitor CurrentC Detailed as Convoluted System With Minimal Consumer Benefit
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Why boycott? As long as their new system isn't mandatory, just make sure to use your Amex or Visa/Mastercard Credit Card when visiting these stores...even if your debit card is handy. That way they'll continue to pay the card companies and maybe see that CurrentC isn't what the people want. Just make sure to pay your CC every month as to not incur finance charges.
They want your bank information? Really? I'm just going to wait til this thing fails. Apple makes products/features that is convenient and gives people a piece of mind. I don't think people would give out their bank account info..especially nowadays with all this news about credit card accounts being compromised and whatnot. Apple Pay doesn't get your info!
Exactly what Tim Cook referred to when introducing
Pay: "[Other companies] created a business model centered around their self-interest instead of focusing on the user experience, Apple Pay will forever change the way we buy things."CVS et al think they'll "provide incentives" with coupons & discounts, completely missing the point: the "incentive" people want is instant trustworthy payment, not "on>swipe>swipe>swipe>tap>tap>tap>barcode>tap...wait, why did they need my SSN and physical behavior data? I just want to pay for this! Wait, what are all these stupid coupons I keep getting?"
You have no understanding of how Apple Pay works, nor where people carry things apparently.
I've used it (took my phone out of my pocket even) and the transaction took two seconds and gives me more security than a standard credit card.
This is why many people don't like PayPal. When you pay a merchant, PayPal pulls your money from your checking account and sends it, minus a fee, to the merchant. PayPal is not registered as a bank in the United states (it's a money service), which leads to a lot of regulations applying to banks not applying, which leads to the typical PayPal Sucks and horror stories you see.
I use PayPal, but only with credit cards, where the consumer protections of my credit card apply.
Have you fabricated a digit to use that lifted print, that is what would take the time. Any 6 year old with an Encyclopedia Brown detective kit can actually find the print.
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Exactly.
I keep my phone in my pocket.
Quicker... maybe, maybe not. But more secure.
So far, I have never been asked to sign a Apple Pay transaction. I have had a transaction over $100, and I didn't have to sign.... taking THAT into account, I would say Apple Pay is definitely faster.
For small transactions where you definitely would NOT have to sign anything... it's going to be close. I can get to my phone slightly faster than my card... but if your card is out and ready to swipe, or your phone is out and ready to tap... sure, a credit card is probably faster.
That doesn't hurt them nearly as much as simply not shopping there at all.
The major point of frustration is that they turned off a system that was working. It would be one thing if there were major technical glitches, financial impact to customers, or a security issue. These systems were operating as intended and customers LOVED it.
What these retailers are doing is selfish, greedy, and is ultimately going to cost them. They're waging a war that they will not win.
(As I just posted, just had to respond to yours in particular)
1. Hold
Watch to reader.2. Payment approved.
I don't think you have ever used Apple Pay. It literally takes about 1 second (maybe 2 tops). The phone and reader connect almost instantly (your default credit card pops right up) and if you are touching the TouchID button, boom, you are done in a second. Its VERY VERY fast.
And I carry an iPhone 6 plus in my pocket. I have no purse, nor satchel.
Where and when have you used Apple Pay (and send screen shot of transaction details -- without personal info included -- to prove it. I don't think you ever used it based on your description.
Agree on all points except as long as you don't put in your pin a debt trassction processes just like a cc transaction with the ssme fraud protection. I don't use a cc one of my debt accounts is used for Apple pay
If they're looking to get away from this bad press they should probably rebrand. Something less hated. I hear ISIS is available again.
I suspect that it's still a lot more cumbersome to duplicate a fingerprint than it is to buy and install a credit card skimmer. Most thieves tend to take the easiest route that will result in the highest payoff. It would take them longer to duplicate three people's fingerprints than it would to capture the card information of three cards using a skimmer.
Have you used it? The videos I've seen it's instant. And no one carries then in their pocket? Huh?
I won't be surprised if they attempt to re-brand and come back with this again after the fallout. The problem is that people still won't want it. Apple Pay and Google Wallet are great because they're integrated right into the devices out of the box. No one wants to download a separate app and maintain it.
A clever thief would be hacking into CurrentC's servers not bothering with a whole load of hassle and risk for a phone thats been wiped by the time he gets it unlocked.
The opportunist mugger who swipes your phone isn't going to do it with pinched finger and thumb to avoid messing your prints up, place it in a plastic bag until he can get it home, and then put it in a super glue vapour box like they do on CSI Miami.
I'm guessing this isn't a real world problem or else we'd be hearing left and right how it is. We all know how the MSM loves a good Apple problem headline.
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