At least Apple Pay is getting people to think of contactless as a thing. Without it we'd likely not have contactless anywhere for a decade or two, which by that time everyone else will have switched to some other technology for payments.
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Apple Pay Expanding to All Saks Fifth Avenue, Albertsons, Dick's Sporting Goods, and Other Locations
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At least Apple Pay is getting people to think of contactless as a thing. Without it we'd likely not have contactless anywhere for a decade or two, which by that time everyone else will have switched to some other technology for payments.
I use Kroger a lot and even emailed them on Apple Pay. I just use my chip credit card. But, would love AP. I still have the original Loop Pay FOB and give it to my son if he goes to Krogers for us. Still works fine. Loop Pay is the technology Samsung bought and uses in their phones.
Same. But I get around it by using Instacart to have all my groceries delivered from Publix, and they take Apple Pay.
For anybody who is a customer of a non-ApplePayBank:
boon by wire card. You only need to manage to download the App from an ApplePay-supported country and you can register with your domestic address and documentation - at least in the EU.
Happy ApplePayUser in Austria
No more receipt signing or pin entry. No physical contact with those germ hosts.
boon by wire card. You only need to manage to download the App from an ApplePay-supported country and you can register with your domestic address and documentation - at least in the EU.
Happy ApplePayUser in Austria
No more receipt signing or pin entry. No physical contact with those germ hosts.
Um no no joke. Samsung phones work in far more places than iPhones. What don’t you understand?
I think you truly misunderstood my post and were offended in some way lol...it’s ok.
Your nose is growing there!
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It's NOT at Albertson's & they all just "upgraded" their POS screens for the customers. Boo!
Your nose is growing there!
I said I would be out with people and in some cases their Samsung was able to do mobile payments yet I couldn’t.
How hard is that to understand?
After accidentally leaving my wallet at home the other day, and the store I was at not taking NFC payments, I'm seriously looking into getting a used Samsung S8 just for the contactless magnetic swipe capability of Samsung Pay.
At least in the US, it would be extremely handy to have.
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Agree. Samsung does work more places. I see that by having an iphone and the Loop Pay FOB as I mentioned above. Unless it has changed, a store doesn't have to allow Samsung Pay. Only needs NFC. Just hold phone up to credit card slot and the number is transmitted to the magnetic strip. At least that is how my Loop Pay works.
so kinda like chip technology that everyone has been using for decades and the US just got? Welcome to the new world
Haha, the article should read "Apple Pay is RETURNING to Albertson's". Almost immediately after the iPhone 6 came out, I was using Apple Pay at my local Albertson's. Then, for some reason, they "upgraded" their POS terminals and contactless payments were disabled. The employees all apologized and said it was "coming back soon", but in the meantime lines slowed down noticeably because chip-authorizations were strangely slower on these new terminals -- so much so that the employees would complain about them, too.
Anyway, it's about time it returned.
Anyway, it's about time it returned.
At the risk of sounding stupid - in the US, why does "Samsung Pay" work in places where Apple Pay doesn't? I've never heard of Samsung Pay (is it just branded 'Android Pay' in the UK?).
In the UK, or at least in London, Android/Apple Pay both work everywhere. And in the case that one doesn't work, the other won't either.
In the UK, or at least in London, Android/Apple Pay both work everywhere. And in the case that one doesn't work, the other won't either.
It’s crazy. But then again, there are still stores out there that don’t use the chip reader when compliance was mandatory months ago. Not surprised with the slow uptake to Apple Pay.
CurrentC might have been a waste of time, but Walmart Pay is just behind Apple Pay in usage percentage for a purchase (5.1% vs 5.5%).
I think you meant it only needs a magnetic card swipe reader.
Compliance is not mandatory. It just moves liability if there's fraud.
A shop that sells yarn supplies, for instance, likely has zero fraud. Thus they have no reason to rush to supporting chips.
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It has to do with software. Even some places that have it supported aren’t fully there yet. Cause its supposed to bypass debit PIN numbers and signatures and those “enter the last four digit” things and yet some places don’t have it figured out yet.
And then there’s the other side. I know some folks that went to set up Apple Pay and were very upset to find that their bank does nothing to validate account ownership. Or worse they made it too cumbersome with having to call and speak to a person who is only there during bankers hours and will have you on hold for an hour to get to them etc. I have one friend that actually went so far as to change banks because he didn’t want any smart ass at a restaurant able to steal his card info and punch it in without validation. I found that a tad extreme but these days you gotta do what feels right
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Incorrect. No where was chip usage made mandatory. The rule was if they have a machine that can read chips and they don’t use it if there is a fraud claim that they can’t disprove the merchant takes the hit, the processors insurance will not cover it. That’s all. And that’s not even all businesses. There’s an income threshold so that the Mom and Pop places are still covered no matter what
I find it really amusing when the total transaction is over £30 (contactless limit in the UK) and I pull out my iPhone to pay and the cashier tries to tell me it won't work because it's over the limit; the look on their face is priceless when it goes through. They think I've got some sort of special arrangement with my bank!
Only works if the merchant has the latest Apple Pay software installed in their payment terminal though.
Only works if the merchant has the latest Apple Pay software installed in their payment terminal though.
So how are these purely American problems? They're not.
It has nothing to do with security in the country where people are still using signature cards(!!!) - which haven't been issued in the UK since 2005!
It has everything to do with an uncompetitive and poorly regulated financial sector that has no incentive to innovate.
It's sad that not even Apple has been able to sort this out and keeps rolling out retailer-by-retailer, because if they can't, no one can.
You’re right. The compliance was on the CCs to have chips. I didn’t make may post clearer since I was multitasking. My point is that stores in the US don’t seem interested in offering all convenient options for their customers as a form of payment. Cost tends to always be the underlying factor, but whatever it is, I’d like to get to a point where I can leave my cards at home as well.
It’s not Apple’s issue to sort out. They don’t control the software systems used by freaking everyone in the country. That’s why it’s retailer by retailer. The stores are responsible for sorting out the issues with the point of sale system they chose to use.
The UK had similar issues when they switched to chip and to contactless. Only difference is that they did it years ago so folks have forgotten those headaches by now, which is why they like to stick their noses and pinkies in the air about how ‘they’ figured it out already but the US hasn’t.
I loves me some Apple Pay and welcome its return to The Son of Albert. Right there alone probably makes up 50% of my purchases on nearly a daily basis.
Samsung Pay isn't the same as Android Pay. The reason it works when others don't is because it uses the magnetic reader, which every credit/debit card in the US has.
Kohls is notorious for this. I say I'm using Apple Pay and they assume that means Kohl's Pay. If you support the standard I'm going to use it. I'm not signing up for the store specific app.This is great, love the expansion! At the same time, I would like to see some more of the current businesses a little more educated about what the heck Apple Pay is.
I’d say 75% of the time I go to use it, I still see utter confusion on the face of the cashier.
That’s certainly not Apple’s responsibility, but it may not hurt for them to just give a little refresher to some existing companies.
Of course it's Apple's issue to solve if they want Apple Pay to actually be used. You think they're just going to sit on their hands and hope for the best? They have immense influence. But unfortunately it seems they are making limited progress despite what is no doubt relentless behind-the-scenes lobbying.
And we really didn't have issues switching to chip and pin or to contactless.
The state of US consumer transactions is an embarrassment. We have every right to be high and mighty when it's been 12 years. That's an absolute age.