I find it really amusing when the total transaction is over £30 (contactless limit in the UK) and I pull out my iPhone to pay and the cashier tries to tell me it won't work because it's over the limit; the look on their face is priceless when it goes through. They think I've got some sort of special arrangement with my bank!
Only works if the merchant has the latest Apple Pay software installed in their payment terminal though.
The UK had similar issues when they switched to chip and to contactless. Only difference is that they did it years ago so folks have forgotten those headaches by now, which is why they like to stick their noses and pinkies in the air about how ‘they’ figured it out already but the US hasn’t.
Um no no joke. Samsung phones work in far more places than iPhones. What don’t you understand?
I think you truly misunderstood my post and were offended in some way lol...it’s ok.
At the risk of sounding stupid - in the US, why does "Samsung Pay" work in places where Apple Pay doesn't? I've never heard of Samsung Pay (is it just branded 'Android Pay' in the UK?).
In the UK, or at least in London, Android/Apple Pay both work everywhere. And in the case that one doesn't work, the other won't either.
Sorry, I did misunderstand. I thought you were joking that no one has a Samsung phone... which does apply to most of my friends!.
After accidentally leaving my wallet at home the other day, and the store I was at not taking NFC payments, I'm seriously looking into getting a used Samsung S8 just for the contactless magnetic swipe capability of Samsung Pay.
CurrentC might have been a waste of time, but Walmart Pay is just behind Apple Pay in usage percentage for a purchase (5.1% vs 5.5%).
Compliance is not mandatory. It just moves liability if there's fraud.
A shop that sells yarn supplies, for instance, likely has zero fraud. Thus they have no reason to rush to supporting chips.
I didn’t bother setting up ApplePay when I did a clean install of iOS 11. After three years of only being able to use it at BJ’s (only to have it fail four times in a row at various locations in the past two months) I’m using my CC for everything now. I’m not banging my head against the wall anymore
Not sure I understand your situation. Are you arguing that you would carry an S8 in addition to your other phone to have access to Samsung Pay in case you forget your wallet?
Seems like a lot of effort (carrying, charging, updating two phones) to prevent a relatively rare occurrence (leaving without your wallet.
Not sure I understand your situation. Are you arguing that you would carry an S8 in addition to your other phone to have access to Samsung Pay in case you forget your wallet?
Curious where you found that statistic. I have been trying to find statistics on the various payment options without much success. Is Walmart Pay accepted anywhere other than Walmart?
My two biggest frustrations are: sit down restaurants where even Samsung Pay will not work as they take my card from the table instead of bringing the terminal to me; and gas stations where I cannot Pay at the pump (curious if Samsung Pay works there as the reader is fairly deep and I am not sure of the range).
[doublepost=1508783739][/doublepost]Retailers make sure you read the Clover contract details closely before signing up. I do not think Apple implies using the platform.
Apple Pay is rolling out to all Saks Fifth Avenue, Albertsons, and Dick's Sporting Goods locations across the United States. It's also coming to McDonald's and Chipotle's order-ahead apps in several cities later this year.
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Meanwhile, contactless tickets supported in Apple's Wallet app are coming to all Ticketmaster sports and concert venues in the United States.
Jennifer Bailey, Vice President of Apple Pay, revealed the news at the Money20/20 conference in Las Vegas over the weekend. On stage, she also revealed several other statistics about Apple's mobile payments service.
Namely, she said Apple Pay will be available in 20 markets after it launches in Denmark, Finland, Sweden, and the United Arab Emirates as early as this week. We've also heard rumors about Apple Pay coming to the Netherlands, Poland, and Norway, but Apple has yet to confirm a rollout to those countries.
Bailey said that Apple Pay now works with over 4,000 banks and other participating issuers around the world. She added that 50 percent of retailers in the United States now accept the mobile payments service.
As mentioned during Apple's most recent earnings call, Bailey echoed that Apple Pay is by far the most popular contactless payment service on mobile devices, accounting for nearly 90 percent of all transactions globally.
In related news, payment processor First Data today announced that Clover Go, its all-in-one contactless, chip, and swipe card reader, will be available in the coming weeks on Apple.com and in Apple retail stores across the United States.
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First Data also said more than one million of its business clients now accept Apple Pay. The company plans to enable Apple Pay support for loyalty and gift cards at these merchants through integration with its Clover platform.
Meanwhile, Apple Pay Cash could launch alongside iOS 11.1 or shortly afterwards in the United States. Apple has invited both its corporate and retail employees to test the feature in beta over the past few weeks.
Article Link: Apple Pay Expanding to All Saks Fifth Avenue, Albertsons, Dick's Sporting Goods, and Other Locations
I didn't realize Albertson's was so close! And great info on gas stations.Albertsons is within ~3% of Kroger in terms of the size of their respective chains. Next is Ahold Delhaize (Food Lion/Giant in the Mid-Atlantic) which is another ~3% smaller. Those three together probably would qualify as "most people use these."
And according to this article http://www.nacsonline.com/YourBusiness/FuelsReports/GasPrices_2013/Pages/WhoSellsGas.aspx approximately 60% of all gas stations in the US are independently owned. Shell has the most stores with their brand but Chevron has the most corporate stores (all these numbers are as of 2013 which are the latest I can easily find). And both of those are mere drops in the bucket compared to the total market.
Yeah, it’s funny seeing these articles when it’s even accepted at the tiny milk bar down the road from meWhat is this store-by-store expansion rubbish? Get your **** together, America - the rest of the world manages to automatically accept Apple Pay wherever contactless payments are accepted. Which is the majority of places.
Remember that in the US, Chip and PIN was not a thing until recently.
My two biggest frustrations are: sit down restaurants where even Samsung Pay will not work as they take my card from the table instead of bringing the terminal to me; and gas stations where I cannot Pay at the pump (curious if Samsung Pay works there as the reader is fairly deep and I am not sure of the range).
Yeah, it’s funny seeing these articles when it’s even accepted at the tiny milk bar down the road from me
It seems to just work pretty much everywhere here in Melbourne, the banks are the only thing making it hard to use.![]()
Okay, so I think it's the actual payment terminals that need to be updated. This is an extract from the Telegraph newspaper website in the UK:There is no such thing as "Apple Pay software" installed in a payment terminal. It's simply support for a standardized flag usable by anyone.
Misconceptions like this are a problem caused by articles that say "Apple Pay now accepted at such and such a store" instead of simply saying "NFC payments now accepted" and teaching the readers that there's no difference.
Okay, so I think it's the actual payment terminals that need to be updated.
My local Vons (part of the same company) activated Apple Pay last week. They were the last holdout of my main stores.Albertsons = Safeway. Eagerly awaiting.
At least some of the McDonald’s in Omaha used to accept Apple Pay.
Then it went away without any notice or explanation. I wonder why?
What is this store-by-store expansion rubbish? Get your **** together, America - the rest of the world manages to automatically accept Apple Pay wherever contactless payments are accepted. Which is the majority of places.
Does this even matter? I've never needed the cashier to know anything anywhere I've used Apple Pay. I always just hold my phone up to the terminal, it's never required the cashier to do anything different.
YES! Love that moment.Its even better when you keep your Apple Watch under your sleeve so the cashier thinks you're a wizard.