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Apple Pay Expanding to China, Possibly France and Canada's Big Banks
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I think, and I could be wrong, he was referencing Apple purchasing the underlying tech for the MST. According to the link you provided, it seems the breach was corporate. Fairly, they could be lying. Either way, the thrust of his comment was referencing Apple having the ability to reach customer through retailers regardless of updated POS systems.
Is there a reason why I can't use my US debit card with Apple Pay at a terminal in a different country that doesn't currently accept Apple Pay if that terminal accepts NFC payment like most terminals in basically the rest of the world?
Just for the sake of arguing: Canada has two official languages, English and Français. I have seen Pay signs in French at my local McDonald's, 'sti!
You can't blame Apple for the retailers actions. All of the ones you mention are dragging their toes at adopting contactless payments of any type. My local Target just started to take chip cards after deploying chip card terminals a year ago. There are many that are deploying new terminals but haven't finished the work yet. Others, like WalMart & Sam's Club didn't want Apple Pay to work in the first place.
how many of those merchants dont have NFC-compatible POSTs? you cant blame apple for legacy hardware, durr.
AP isnt going badly, thats nonsense.
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have had no problems w/ the readers reading my iphones or watch.
Actually, I feel like most retailers really don't want Apple Pay to work, not just the usual suspects. It's almost as though they hate Visa and MasterCard enough that they'd rather most people switch back to using cash than risk having their customers use their cards more often in a manner that they can't control or monetize.
(And if you think I'm kidding: Kroger's turning on EMV/chip support now and Dollar General has recently. Neither are MCX members but they also don't support Apple Pay or any form of contactless even if a location supports chip.)
where I can use it....it works great. I don't know what you are talking about. The fact that it doesn't work well in those retailers has everything to do with the retailer and nothing to do with APPLE PAY. sheesh
The slowest start ever. Heck cant even add my cards to the phone since my bank doesnt support it still. Have never used apple pay once 
I don't really care who is to blame... End result is that if it doesn't work where and when people want to use it then people stop trying to even use it. So to me Apple Pay has been a huge disappointment.
People? You mean you, personally. I use it, just about every day. Both of my main grocery chains take it, as well as several of the places I eat. I bought my dog's food with it yesterday and the pet store took it. I'm sorry that you aren't able to enjoy the convenience, but if it's a situation where you say "give it to me now, or I'll never use it" then you're likely not a loyal customer anyway so whatever.
Who knows...but I understand what you're saying. If that's the case..i guess loop would be good. First time hearing about loop company.
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It kind of sounded iffy at first...but yeah...
Works 99% of the time without a hitch.
The only place I wasn't able to get a US Debit Visa to work through Apple Pay in Canada was paying at the pump at the gas station.
Currently, Canadian banks pay 0.6 cents per debit transaction, as Interac is a non-profit that only charges its members what its operating costs are to handle the transaction flow.
In the US, Apple wants 0.5 cents per debit transaction, just because they provided the user a device.
If Apple Pay comes, it'll be interesting to see if Canadian banks were willing to almost double their debit card costs just to get access to some iPhone users, or if Apple has had to greatly decrease its demands.
In the US, Apple wants 0.5 cents per debit transaction, just because they provided the user a device.
If Apple Pay comes, it'll be interesting to see if Canadian banks were willing to almost double their debit card costs just to get access to some iPhone users, or if Apple has had to greatly decrease its demands.
Memo to ANZ, NAB, CBA and especially (in my case anyway) Westpac. Hurry Up already. You morons make enough money as it is.
It has worked fine everywhere I've tried it, one thing I notice is in some places you have to pretty well touch the terminal. I was at a MacDonalds here on the weekend and they told me they didn't take Amex. It was busy so I didn't argue but I'm sure they do. They only reason I have Amex is to try out Apple Pay, may ditch it if Interac adopts Apple Pay.
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I used to have the same opinion as you on Apple missing out on the loop pay purchase, but the reality is that Apple plays the long game and as chip & NFC replace the mag stripe tech, mag stripes will disappear (NFC is even being trialed for ATM access). Ultimately, loop pay will fade into obscurity as the mag stripe readers are turned off.
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Of course, it must be that... Geesh.
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So buy an Apple Watch. Besides being great for Pay, it is useful in myriad ways.
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I'm in the UK and have been using Apple Pay since I got my iPhone 6s, and I love it
If you can use it at home, you can use it in many places overseas. I use it daily in Switzerland.
I think Germany is like Canada, the problem is the bank cartel's hold on store payments; in Canada it's the Interac alliance. If they get on board, Apple pay suddenly comes everywhere.
Don't most people in Germany use cash? I'd imagine the real issue is that there's not much demand from consumers.