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Apple Pay Expanding to China, Possibly France and Canada's Big Banks
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...Canada is French speaking... And you're probably American, non?
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When I lived in Australia, I suffered free bank transfers to anyone else in Australia... Interact charge $1.25... Maybe they're not trying to achieve "non-profit" hard enough...
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Came in to say exactly this.
Still not holding my breath though. They're a den of thieves, the lot of them. Anything that's going to potentially effect their already fat bottom lines is the enemy.
Canada technically has two official languages, English and French.... Not to mention language doesn't have much to do with race, more rather where you were raised.
ApplePay will eventually launch in Germany too – a few centuries later.
Once it hits there, I'll know it'll be only half a millennium before we have it in Finland
pretty much every payment terminal i've seen in shenzhen the last 12 months is equipped for quickpass. and none of them use it. i'm looking forward to using it in burger king and mcdonalds where they at least have customer facing payment terminals - -
and actually, in mcdonalds for the last few months i've been able to use wechat pay or alipay instead anyway.
i was thinking last night, apple brokering some kind of deal to allow direct access to the alipay or wechat payment QR codes within a wallet pass (ie, i could access it like any apple pay card or passbook pass with a double tap of the home button and the qr code would refresh and become valid upon use of touch id to authenticate) would be more beneficial.
Perhaps German retailers should start accepting Visa and MasterCard in the first place before they venture into newer technologies like Apple Pay.
Hopefully others have mentioned. But this isn't a failing with Apple Pay - more the stores in your country. Apple Pay does nothing special. Just works like any other contactless payment. (the stores you mention may have been slow to react - or for business reasons may be holding back to implement a competing tech).
Take Home Depot, this is what they said last May:
"the retailer said it is "evaluating a number of new payment methods, including a number of mobile payments but have not made any permanent decisions and we cannot confirm whether these technologies are fully supported at this time.""
And judging by your post, it appears they're still evaluating... and even worse they did initially accept NFC payments, but switched it off: https://www.macrumors.com/2015/05/05/home-depot-quietly-drops-apple-pay/
It's going well in England. We already used contactless cards before Apple pay was a thing. There are still some stores that need to upgrade their PoS terminals, but a lot of the places I frequent now allow contactless payments, and therefore Apple pay too.
Apple woul
No reason at all, are you able to use your Contactless card instead, perhaps your bank blocked the transaction. It might have something to do with the fact that NFC payments in the United States tend to be based on the older MSD method where as most of the rest of the world use the newer EMV standard. Cards here in the UK in apple pay aren't able to use MSD so don't tend to work in US.
No reason at all, are you able to use your Contactless card instead, perhaps your bank blocked the transaction. It might have something to do with the fact that NFC payments in the United States tend to be based on the older MSD method where as most of the rest of the world use the newer EMV standard. Cards here in the UK in apple pay aren't able to use MSD so don't tend to work in US.
I bet, in this case it is not Apple's fault, but the bank's. German banks are typically pretty arrogant. (I mean, they just recently started their own paypal competitor. Are they really thinking anybody will start using that, when paypal is already an option for 90% or so of online payments?)
Been using Amex here since Apple Pay launched in Canada and have had no issues. Most of the big retailers have contactless and Amex (Canadian Tire, Rona, Shoppers Drug Mart, Staples etc.). Great thing about Amex is there is no limit. Still laugh when the store assistants gawp when they see me use my Apple Watch. Expansion to the big banks is only a matter of time.
I'm in the UK and have been using Apple Pay since I got my iPhone 6s, and I love it
Yep, It's been as smooth as silk for me here in the UK too. Anywhere that accepts contactless accepts Apple Pay, works first time every time (so far!), just touch and "PING!", off you go.
I guess this is down to the infrastructure already being in place well before Apple Pay came along, and being exactly how it was envisaged to work.
It's a shame to hear the US is having so much trouble, the transition was so easy it was unnoticeable here.
I'm from the UK but have lived in Germany for the last 10 years. I went back for Christmas, and I was blown away by how cool ApplePay was in London. It's supported on public transport, so I just had to tap my watch when getting on a bus or taking the tube. Went to Pret (oh my God, I miss Pret so much), got a sandwich and coffee, just tapped my watch and it all went fine. We're living in the future.
Launching ApplePay in Germany is going to be hard; the banks won't want to give Apple any cut of sales at all. Apparently Android-Pay doesn't charge the card issuers anything (because your purchases are not private from Google - they will look at what you buy, which has value to them).
TechTimes said:
$0.005 per purchase isn't actually too bad though, considering the typical transaction costs for the ubiquitous EC-cards. It works out to a maximum of 6.25% (assuming they go with €0.005)
Wikipedia said:
This. I was at Wegmans this morning and tried Samsung Pay for the first time. Wegmans even has their NFC turned on so it should've been even easier to use this payment method... What did I get, "card read error" "please stand by." and it never worked.
I've used Apple Pay there many, many times, and it worked flawlessly.
Have you not stopped using it yet? I've found the novelty has worn off and I see far fewer people using it now. I work in Shoreditch, though, so I guess I see the coming and going of new fads before most.
It's still not as fast or convenient as tapping a debit card, sadly. And, ultimately, in a country that thrives off politeness and fitting in with the crowd, anyone using Apple Pay looks like a pretentious muppet. Especially at the tube barriers because it's that half-a-second slower than all other NFC cards, which ruins the flow.
No, we use EC cards (basically debit cards). Credit cards are extremely rare; Germans don't like the idea of debt.
"establishment of apple pay in France" will NOT be a success story.
They will fail. French banks have established a nearly 100% cover of France by credit cards. French love their credit cards more than other people in europe. BUT there is no real advantage to pay with a smartphone instead of a CC.
As for those not having a credit card - there are also still lots of people paying with checks - and rechargeable bank cards. .
And the French Banks will NEVER share their high incomes generated by their CC system with a new enterprise… you will see: NO NEED for an additional method to pay
They will fail. French banks have established a nearly 100% cover of France by credit cards. French love their credit cards more than other people in europe. BUT there is no real advantage to pay with a smartphone instead of a CC.
As for those not having a credit card - there are also still lots of people paying with checks - and rechargeable bank cards. .
And the French Banks will NEVER share their high incomes generated by their CC system with a new enterprise… you will see: NO NEED for an additional method to pay
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No, the opposite, I find myself lamenting the few places that don't accept it, (Tesco, i'm looking at you) and seeking out places that do, to shop. It needs the big supermarkets to lift the £30 limit to make it more useful, but no-one bats an eyelid anymore when you present you're phone for payment.
For me, it's easier and quicker to use my phone than pulling out my wallet and digging out the card.
It honestly boggles my mind that the US is the only country where Apple Pay is fully rolled out and it's also the slowest country to adopt the new payment standards. We can't use Apple Pay in Canada (AMEX aside) and yet nearly every retailer has an NFC terminal. Everywhere that accepts debit has been accepting chip cards for at least the last 8-10 years.
It's crazy to me that in the US there's still so many places that you have to swipe your card, especially with the better alternatives out there.