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Unless you're looking for superior customer service and the advantage of the card issuer having their own network. Also, who will keep Visa & MasterCard in check? Currently nobody in Canada.
I have American Express Gold here. Customer service isn't all its cracked up to be.
I bought jewellery which was blocked - that is fair - but the process to get it unblocked was so painful.
Plus in order to do that you have to call during office hours, eastern time....
How is that any different to Visa/Mastercard?

Also who keeps them in check?

With Mastercard...the banks keep them in check...My Mastercard is a BMO
 
I have American Express Gold here. Customer service isn't all its cracked up to be.
I bought jewellery which was blocked - that is fair - but the process to get it unblocked was so painful.
Plus in order to do that you have to call during office hours, eastern time....
How is that any different to Visa/Mastercard?

Also who keeps them in check?

With Mastercard...the banks keep them in check...My Mastercard is a BMO

Call during office hours? They should have worldwide 24/7 customer service. Now I know you're lying.
 
Or Apple bribed the heck out of ANZ, to get their foot in the door and force others to sign up.
I don't know if that might be the case. As someone else has mentioned the big four banks in Australia tend to stick together for almost all things. It's quite possible ANZ suddenly struck a deal and we might see a flurry of advertising everywhere for it now before all the other banks suddenly signup and chime in with, we have the service too (look at us!)!
 
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This. Nobody uses American Express in Canada, making Apple Pay basically useless. All we need is Interac and it'll work everywhere.

What are you talking about? I use ApplePay almost exclusively in Toronto now. Many many vendors with tap terminals now accept ApplePay whether they do so explicitly or not. I haven't used my debit card in months. I carry some cash for the mom and pop stores that don't accept AMEX but so many of the places I shop at accept it. Hardly "basically useless".
 
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Apple today updated its Apple Pay website in Australia to note that Apple Pay now supports credit and debit cards from the Australia and New Zealand Banking Group (aka ANZ).

The ANZ website has also been updated with a new Apple Pay webpage and a report from Reuters confirms the partnership. ANZ card holders in Australia are able to add their cards to Apple Pay, which has been confirmed by a MacRumors reader.

anzapplepay.jpg

According to the ANZ website, many Visa and American Express cards are supported, including the ANZ Rewards Platinum Card, the ANZ Access Advantage with Visa Debit, and the ANZ Business Advantage wth Visa Debit, but MasterCard, ANZ Access, and ANZ Corporate cards are not supported.

Prior to today, Apple Pay was only available in Australia through a partnership with American Express, limiting it to American Express cardholders. Apple Pay has been slow to roll out in the country as rumors have suggested Apple has had trouble negotiating fees with banks. Apple Pay also has to compete with the New Payments Platform being pushed by the Reserve Bank of Australia, the country's central banking authority.

ANZ is one of the four major banks in Australia alongside Commonwealth Bank (CBA), Westpac (WBC), and National Australia Bank (NAB). According to Apple Pay vice president Jennifer Bailey, Apple is still in talks with the remaining three banks about further expansion of Apple Pay in the country.

Apple Pay is available in the United States, the UK, China, Australia, Canada, and Singapore, with Apple Pay support being limited to American Express users in the latter two countries. Apple Pay will soon be expanding to Hong Kong and Spain under the American Express partnership, and in the near future, Apple will be introducing Apple Pay support for additional banks and credit cards in Singapore.

During yesterday's Q2 2016 earnings call, Apple CEO Tim Cook said Apple Pay is growing at a "tremendous rate" with transaction volume up 5X compared to a year ago. Apple Pay is gaining one million new users per week and is available at more than 10 million locations worldwide.

(Thanks, David!)

Article Link: Apple Pay Expands Beyond American Express in Australia with ANZ Support

I'd like to point out that even though most banks in NZ are Australian banks & NZ is effectively part of the Australian banking system, Apple Pay is not in NZ yet.
I find it curious that Apple would only do half of the Australian and New Zealand economy, and the underperforming Australian economy first as opposed to the growing New Zealand economy at the same time.
There is no financial or legal obstacle to rolling out Apple pay to New Zealand, under the closer economic relations treaty, New Zealand is considered an equal partner to Australia.

*speaking from the position of a dual citizen.
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This. Nobody uses American Express in Canada, making Apple Pay basically useless. All we need is Interac and it'll work everywhere.

Nobody uses American Express in NZ or OZ, not even the millionaires, as it has too high merchant fees passed on to consumers.
 
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Canadians should push for more American Express & Discover acceptance in Canada.

The customer service when it comes to disputes is better by itself. Visa & MasterCard basically have a duopoly in Australia and Canada, which isn't good for business.

AMEX has high fees which turn off retailers from accepting it.
 
Amen. Still I get the feeling it's not Apple... it's the Canadian banks and all of their nickle-and-diming, data hoarding, business-centric, xenophobia that's holding it back. They can't get it through their collective thick skulls that people don't WANT the home grown, nickle-and-diming, data hoarding, business-centric, xenophobic "solutions". They WANT Apple's offering. At least, a whole heck of a lot of them do.


Apple won't reduce their transaction rates they charge to the banks. Apple reduced charges in the UK, why not in Canada?

Apple forget they did the banks, more than the banks need Apple.

That said, I'm looking forward to Apple Paying coming to both Credit and Debit cards sooner rather than later.
 
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What Apple should do in Canada is say "first bank onboard pays either no transaction fee for heavily reduced". Watch how fast they sign up.

Sadly, the higher ups probably don't even think about Apple Pay when they go to work. Probably will never come here.
 
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