Have added my cards, now to give it a go somewhere.
So, do the stores need to support it or does any card terminal that accepts PayPass work with Apple Pay?
If contactless Visa works, your Apple Pay will work.
Have added my cards, now to give it a go somewhere.
So, do the stores need to support it or does any card terminal that accepts PayPass work with Apple Pay?
Sorry. It should be more "Our banks sucks and refuse anything not invented by them. I don't see it coming until they stop being stupid"
What Apple should do in Canada is say "first bank onboard pays either no transaction fee for heavily reduced". Watch how fast they sign up.
Sadly, the higher ups probably don't even think about Apple Pay when they go to work. Probably will never come here.
Not the department that lets you unblock charges. Why would I lie about that?
That is so true. They are procrastinating, hoping customers will forget all about it and move on.
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At the end of the day, Apple is here for profit too. They will never give ground, especially not for free.
You guys are so lucky in Australia.
Pretty much every store accepts chip and contact-less payments.
Here in the United States, merchants drag their feet on everything, and Americans are afraid and resistant to anything but swiping the magnetic stripe on their card to pay.
But Apple did give ground - in the UK. Banks balked at the fees and Apple reduced them. Banks signed up.
http://www.ft.com/cms/s/0/02287f44-2a3d-11e5-8613-e7aedbb7bdb7.html#axzz474dwiP00
Maybe because the Feds cap the charge there is no incentive for them to innovate.CC charges are capped in Canada by the Feds. Why would Canadian banks who have been in the forefront with Chip & Pin and contactless pay want to give any portion to Apple. If Apple didn't dig into the Canadian bank fees I'm sure they would be welcome.
Call Apple Customer Service and tell them to not charge their Apple Pay fees in Canada,
The retailers here blame the banks for dragging their feet on certifying the chip system. Most retailers have the equipment but haven't turned them on yet.Australian bank rocks up to shop: Here's your new terminal, this is how we do things now.
Shop owner: No worries, mate. Thanks.
That's pretty cynical - I don't think negotiating a lower fee for a secure payment service would have involved any sort of bribery. Notwithstanding, the end result is the same, with all parties benefiting, I'm sure.Or Apple bribed the heck out of ANZ, to get their foot in the door and force others to sign up.
It's not just that, though. The branding for Apple is stronger than their own and they don't want their branding overshadowed. There are other as well, but the fees and my above reasons are the certainly the biggest.CC charges are capped in Canada by the Feds. Why would Canadian banks who have been in the forefront with Chip & Pin and contactless pay want to give any portion to Apple. If Apple didn't dig into the Canadian bank fees I'm sure they would be welcome.
Call Apple Customer Service and tell them to not charge their Apple Pay fees in Canada,
It's not just that, though. The branding for Apple is stronger than their own and they don't want their branding overshadowed. There are other as well, but the fees and my above reasons are the certainly the biggest.
I mean, why else is Android Pay and Samsung Pay not officially accepted in Canada?
Thats because, as the article goes: "Interchange fees levied by banks on retailers for handling card transactions are typically much lower in Europe than in the US, leaving less room for Apple to take its cut"
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At the end of the day, Apple is here for profit too. They will never give ground, especially not for free.
BMO BMO BMO BMO BMO BMO BMO!!!!!!!
The branding for Apple is stronger than their own and they don't want their branding overshadowed.
You guys are so lucky in Australia.
Pretty much every store accepts chip and contact-less payments.
Here in the United States, merchants drag their feet on everything, and Americans are afraid and resistant to anything but swiping the magnetic stripe on their card to pay.
BMO doesn't have interact flash yet (I use BMO too). Wouldn't be surprised if they are the last bank to get Apple pay.
soon... good things come to those that wait?
BMO branches are getting new batches of cards which have tap
Please explain to me how their card services team (who would unblock and block charges) isn't active 24/7/365. All of the card companies offer their services 24/7. You cannot be serious right now...
Yeah you may not be able to activate Apple Pay at your local credit union, because it's community based, but American Express is a worldwide company.
BMO doesn't have interact flash yet (I use BMO too). Wouldn't be surprised if they are the last bank to get Apple pay.
soon... good things come to those that wait?
BMO branches are getting new batches of cards which have tap