Support for ApplePay is steadily improving in Toronto. Just last week, I was having trouble finding anyone to accept it — even at McDonald's which is an official supporter with their logo on Apple's Canadian ApplePay site. I'd know it wouldn't work because whenever the cashier would select American Express, it would only prompt to "Swipe or Insert chip" for payment — no tap option.
This week, doing some Christmas shopping, I tried it at several stores and restaurants. Toys R Us worked. The kid at the cash was blown away that I just paid with my iPhone but then called her manager to make sure I wasn't hacking the system and walking out with $300 worth of toys. Subway sandwiches worked. Starbucks worked. KFC read my ApplePay which said "done" on my iPhone but then said "declined, payment method not accepted" on their terminal. Then Shopper's Drugmart worked at a location that last week didn't.
Moneris and Global Solutions are both aggressively pushing their merchants to support ApplePay. Moneris says that over 80% of its terminals are ready for ApplePay. Merchants just need to request to turn it on. That's encouraging.