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Apple pay-gas pumps?
- Thread starter eclipse01
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Whole pay check, at one right now having my lunch. The cc company called and asked if the charge was a balance transfer from another card.
I had an issue at McDs last night. I was holding the phone landscape up to the red area... It kept telling me to get closet. The second I rotated it portrait, it went thru.
It was kind of strange, I also have no idea where the NFC radio/chip is in the phone. I thought I was getting a better contact holding it how I was.
Given that the contactless limit is £20 and with petrol the prices they are in the UK at the moment I can't see it happening any time soon
Given that the contactless limit is £20 and with petrol the prices they are in the UK at the moment I can't see it happening any time soon
Is that with PIN entry, or just waving the card? I wonder if Apple Pay would be treated differently due to the authentication component?
How prevalent is NFC vs. just chip&pin? With the impetus for US retailers to put in new terminals to meet the EMV requirements and the prevalence of NFC capability in new terminals, we should have fairly broad hardware capability in a year. Whether it is enabled and whether the POS systems are able to handle it is another question. Plus, fuel retailers get another two years, their EMV liability shift is October 2017
A little off topic Re: Chip & Pin
Here's my experience at Walgreens
Steps at Terminal at Walgreens:
1. Enter Rewards Number
2. Donate $1.00 to Breast Cancer?
3. Wave phone and wait for it to read finger print
4. Enter Pin or choose credit
5. Do you want any cash back?
6. Is this amount OK?
A far cry from waving and leaving. But, better than CVS or RiteAid who don't except Apple Pay at all.
Here's my experience at Walgreens
Steps at Terminal at Walgreens:
1. Enter Rewards Number
2. Donate $1.00 to Breast Cancer?
3. Wave phone and wait for it to read finger print
4. Enter Pin or choose credit
5. Do you want any cash back?
6. Is this amount OK?
A far cry from waving and leaving. But, better than CVS or RiteAid who don't except Apple Pay at all.
There's no limit with Chip and PIN (obviously retailers have a floor limit that would request authorisation) but in terms of NFC then yes the limit is £20. After that the option greys out (well it does in Boots when I've exceeded the threshold.)
NFC isn't as prevalent here in the UK. Chip and PIN came into full force on Feb. 14, 2006. Stores like Sainsbury's, Tesco don't offer it but retailers like Boots and Marks and Spencer's Simply Food do.
Can't wait to get it over here in the UK (Apple Pay, that is.) Far easier to hold the card against the machine rather than hope no one is shoulder surfing!
NFC can't penetrate metal aka the back of the iPhone! only way to get through is via the top antenna band. Holding your phone naturally in your right or left hand, with the phone away from your body (towards the machine) allows for the top of the phone to be next to the NFC reader while your thumb is properly placed for Touch ID. it is actually elegant in its simplicity.
now compare that to Google Wallet and you have to almost lay the entire phone on the NFC reader while you move it around searching for the NFC chip to line up with the reader.
nit only that but over here in the UK the petrol stations usually ask you to insert your card and enter your pin before you take fuel, then it charges you after the card has been removed. That won't work with tokenisation and tokenisation needs you to authorise the amount at the same time as the authorisation.
Not true. Apple Pay supports separate authorizations (as well as other transaction types such as partial and recurring payments). See here.
Who goes in to pay for gas these days?
People who want to save money by buying in cash.
Sheetz has Apple Pay disabled. Tried is yesterday at my local Sheetz, (they have NFC at their gas pumps) it says 'Payment not supported' on the screen.
...Had to open my wallet and slide my card
same here, annoying.
That is what I figured. I used it at panera last night, and started in portrait and it magically worked without it touching the screen. But yet when I had it rotated and touching at McDs it didn't.
No biggie, just a curiosity type of thing!
Oh and I did have to switch registers at panera. I had left my purse in the car because it was in the back of my moms van. I noticed I was at the one register that didn't have a terminal (and she was the only one open). She had the bakery person go to the other for me. Oops.
