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Apple Pay Holdout Walmart Expands 'Walmart Pay' to 16 More States
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Cool. I already never shop at this selfish hog of a retailer, but reminders why are always nice.
Does the Walmart Pay app have a feature to show how much of the cost of your purchase is being subsidized by taxpayers considering a large portion of their employees are on food stamps?
Every Tesco store that accepts contactless payments accepts Apple Pay. Do you mean Tesco is still to roll out contactless payments across all their stores? Because that's really something different.
Im constantly impressed when travelling round the UK just how many places accept contactless. It really is getting to almost every store that accepts contactless / Apple Pay.
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Slightly nitpicking here, but Starbucks uses a regular barcode, not QR.
This. Unlike elsewhere, retailers in the US actually have to modify their POS systems to support contactless. Why bother spending money on something most people won't use when they could be spending the time and effort to turn on chip? Which, btw, will actually stop them from losing money from cloned credit cards.
Most people go to the same gas station, grocery store, etc. on a day to day basis, so they'll only need a few apps. If anything, a separate app increases customer loyalty.
Only at Rite-Aid, not CVS.
It's not at every location yet.
People still shop at Walmart?
I mean, it's not even an issue of "morality" to me. It's about lack of customer support (aka long lines and unfriendly employees on those occasions you need to speak to one) and prices that are actually higher than elsewhere. Even if there weren't 5 stores located closer to me that do everything better than Walmart, I still wouldn't shop there based on how much I loathe the company.
Fortunately I just don't see what's in it for me to shop there.
I mean, it's not even an issue of "morality" to me. It's about lack of customer support (aka long lines and unfriendly employees on those occasions you need to speak to one) and prices that are actually higher than elsewhere. Even if there weren't 5 stores located closer to me that do everything better than Walmart, I still wouldn't shop there based on how much I loathe the company.
Fortunately I just don't see what's in it for me to shop there.
That report states that yes, there is an increase in spending and debt on credit cards that offer cash back or lower interest rates. The report also states there is decreased spending using other non-reward cards and cash. The increased spending and debt also included balance transfers from non-reward or higher interest cards.
You can't conflate store loyalty programs with cash-back credit card programs and come up with a unified theory. They are not the same thing.
Actually, there's nothing "understandable" about it. I specifically don't want them having my data, which is one of the reasons I like Apple Pay.
Nope. I don't even know how they stay in business with zero customers.
Any other pointless questions?
Mike
Hi
Thanks for your reply. I tend to find 'contactless' is always okay with 'apple pay' so yes when I say accepting 'apple pay' I mean accepting 'contactless'.
It seems many Tesco's & their 'One Stop' shops do have contactless but many aren't enabled!!, very very strange of Tescos it makes no sense I often go to Lidl now (contactless) because it makes life easier.
Plus you get a smile from the cashiers.
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The cost of credit was the rationale behind the whole MCX debacle... MCX didn't plan to use credit cards at all, but required you to enroll your checking account number so they could use ACH and bypass the credit card companies entirely.
It appears that Walmart Pay does allow you to enroll a credit card, so it is still processing the payment through the credit card system.
If that is the case, then there is no downside to using ApplePay. Apple Pay does not cost the merchant anything extra in terms of fees paid. The credit card brands/banks are paying Apple the small fee for ApplePay transactions out of the fees that are already charged the merchant. It is worth it to the banks because they are able to reduce fraud when a customer chooses Apple Pay.
The main reason for Walmart NOT to use Apple Pay at this point would appear to be an issue with the loss of marketing data.
Lol I've never been inside a Walmart before and regardless of whether they have Apple Pay or not I highly suggest everyone stay the **** out from there.
Note: the account token does NOT change each time. As far as we know, it never changes, unless you report the card stolen.
So, if Apple would simply display the entire token number in their Wallet / Settings (instead of just the last four digits), people who wanted to, could register that number with their favorite retailers.
IMO, Apple made a giant mistake not figuring out widespread easy loyalty card support from the get-go.
It's in the article. Besides regular rewards, targeted coupons, and a digital receipt with pictured item details...
...the app also lets you easily submit your purchases to Walmart's system that looks for lower nearby prices at other major retailers... and automatically credits you the difference. (Never used it myself, but I believe that's the description.)
Price, convenience, availability. In many places, it's the only big shop retailer around. Not to mention it's open pretty late, which can be handy at times.
That can easily be said about Apple as well. If they didn't charge banks for Apple Pay, people around the world could be using it. If they didn't lock down NFC in order to keep contactless purchases to themselves, other apps (like transportation or store) could use tap to pay.
Maybe. But it's available now, so no real excuse for stores to not be supporting it.
I don't know really if "waving a phone" around a till is more dangerous then digging through a purse or handling cash or a card itself...atleast if they stole the phone everything is securely erased, the inconvenience of getting another phone is there, but you're safe/secure...stolen cash, no luck. stolen card...could mean a multitude of things.
But this another clueless business trying to reinvent the wheel and that doesn't get these concepts are meant to enhance the experience and not invade the consumer.
I used to always use Apple Pay when it first debuted and thought I was high tech. I noticed it was a bit of a nuisance though and easier to whip a card out and slide it.
Old fashioned: Open wallet > Take out card > Enter PIN
Apple Pay: Take out phone > Unlock > Hold near scanner (might work) > Enter PIN
Old fashioned: Open wallet > Take out card > Enter PIN
Apple Pay: Take out phone > Unlock > Hold near scanner (might work) > Enter PIN
Bit harsh there, don't you think?
Walmart 2015 Revenue = $486 Billion
Apple 2015 Revenue = $234 Billion
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And contactless cards with it. Apple Pay in the US is just contactless card as well. The terminals are no different.
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Chip cards are slow though. And no PIN needed for credit. Just run the debit as credit on Apple Pay.
In theory the PIN part should go away with AP. In reality, a lot of retailers apparently would rather save five cents by requiring a PIN anyway.
Tap & Go for years, here in Canada - I'd hardly call it slow - in fact, sometimes finding the Apple Pay "sweet spot" can be slower.
More like businesses really don't like Visa/MC here. I'm pretty sure most would still be cash-only if they could realistically get away with it.