I didn't know Costco was in Switzerland.
Lots of things you don't know.
(I'm in Switzerland, but my family is solidly in a he USA.)
I didn't know Costco was in Switzerland.
So, what you're saying is that everything with the bank stays the exact way it was before Apple Pay.
I have no issue whatsoever with my bank having the transaction information, because banks have shown the ability and commitment to protect their data systems. Whereas retail merchants have shown the propensity time and again to be vulnerable to hacks. There was a grocery store in the my city recently that had a skimmer on their credit card readers for a month without noticing it. Frankly, I have gotten to the point where I don't even want to give my credit card to a clerk or waitstaff who takes it out of my sight.
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Enabling NFC (touchless) payments on a terminal will allow Apple Pay, Android Pay and Samsung Pay to all work seamlessly. It's as simple as that.
Walmart Pay forces the consumer to download a Walmart specific app, and will only work at Walmart. Please don't lump the other, frictionless payment systems into the same boat as this kluge.
To rectify this situation, have patience and complain to your merchant!**I am just saying it would be nice if your phone and whatever payment system your phone uses would work in all stores, including Walmart. Until that happens you still need your wallet as right now your phone does not work in all stores.
Lots of things you don't know. I'm in Switzerland, but my family is solidly in a he USA
I know thats not what you said, I was just asking a question.Not what I said now, was it?
Nothing wrong with this. Apple got a taste of its own medicine thanks to flowed business model of walled gardens.
How is "opening the Walmart app, selecting Walmart Pay, activating the camera, scanning the code displayed at the register" faster than Apple Pay? I will stick with using the chip in my card...
I'm pretty confident they can glean this kind of information from sources other than simply your bank / payment transaction.I may be misreading, but the suggestion is that using ApplePay (specifically) does not permit companies to link multiple transactions together to answer questions such as "when customer buys product X and Y, what else do they purchase?" This kind of analysis is possible with virtually all card-based transactions EXCEPT ApplePay... and perhaps Samsung Pay (?).
Faster? I'm in Texas and have tried it repeatedly. It's about three times slower than writing a check by hand. The first week the checkers and managers didn't know how to press the Walmart Pay Button on the register so the first few times I actually had to pay with a credit card after about 20 minutes of waiting for all the managers to come over and try to get it to work. The guy behind me said "there are too many ways to pay" and got in another line. This system is DOA.
Huh?
My wife and I are finally at a point in our life where we take a small financial hit just to avoid Wal-Mart. For instance, we get free delivery of groceries from Hy-Vee if we spend at least $100 online (it's delivered from our local store, so it's not limited at all). Little pricier, but I think it makes up for the time and gas spent taking a trip to the store (not to mention the headache). For staple items bought in bulk, Amazon subscribe and save is a great option, giving a 15% discount. We get lots of diapers, wipes, toilet paper, paper towels, toothpaste, soap, seasonings and canned food through it. I get a further 3% cash back with the Amazon rewards card I pay off every month. For most everything else, we go to Target.
I think Wal-Mart is a horrible company. I knew people who worked there and heard all kinds of horror stories. I boycotted them for a couple years in college, and it was hard to do as a struggling college student. Eventually I gave in, but luckily I'm free again. What probably helped push us was how crap the store is by our house. It's always so dirty inside—piles of inventory on palettes everywhere blocking paths, overcrowded with lots of crude people cursing loudly in public—often at their clinically obese children. It has really turned into a massive crap-hole.
Okay although a bit off topic, I got this one --Which Illy machine did you get? I've been considering one for a while now.
The other factor when talking about Walmart and Target....generally speaking, they are all about logistical efficiency. Point being that if Walmart has rolled out something clunky that causes already long check out times to get worse, you can bet on it being improved quickly and dramatically, or being scrapped. Neither will allow something that slows down the checkout process significantly to hang around long.
Our family "market decision" is to stick with Costco.
Their new Costco Citibank Visa card easily went into Apple Pay, shows up in our Citibank credit card online account. Now all that remains is for Costco to activate their NFC POS terminals.
Walmart keeps doing douchy dumb greedy things to make us avoid them.
So why are there 15 checkout aisles and 3 open with long lines now?The other factor when talking about Walmart and Target....generally speaking, they are all about logistical efficiency. Point being that if Walmart has rolled out something clunky that causes already long check out times to get worse, you can bet on it being improved quickly and dramatically, or being scrapped. Neither will allow something that slows down the checkout process significantly to hang around long.
walmart in Europe bankrupted, but when I visited one of the big shops in US, I was quite impressed. I was just staring at people what crap they buy and how fat they are. I assume Walmart is something like a Lidl and Aldi in Europe of course we do not have such a Mega markets. I bet Black Friday shopping will be faster now![]()
I meant in the US. We still believe in inserting the physical chip into the reader because apparently contactless is too scary (thank you mass hysteria). So contactless terminals are mostly there to only facilitate Apple/Samsung/Android/* Pay. Our credit and debit cards have chips but no contactless with the exception of a few credit cardsTap & Go for years, here in Canada - I'd hardly call it slow - in fact, sometimes finding the Apple Pay "sweet spot" can be slower.
Exactly. How can nobody notice the Walmart star on asda's new logo and the "save money live better"??Asda is owned by Walmart!! They are very much alive and kicking in Europe.
I never had to hand the card at Costco. They have Verifone terminals facing you.Never had a single problem using Samsung pay at walmart. In fact, used it everywhere where apple pay and android pay not accepted. This is absolutely cult behavior - all worked up because a store you'd never shop at anyway doesn't accept apple pay. Ridiculous how we were shopping everywhere apple pay was never accepted.
I've been using samsung pay at costco as well - but it's just stupid because they require you hand them your card and if I have to do that I might as well just use the card itself. Samsung pay rocks.
And last but not least I don't get all the consumer getting all worked up over a payment system. Just because we are in 2016 doesn't mean everything has to be apple pay this or apple pay that. Just use cash or a credit card. No it's too slow. No I don't want to it's not safe. No I don't care what walmart says because i won't shop there until they heed to my requirements. Good grief, tech nerd tantrums!
No. How do you not notice the Walmart star on Asda's logo, and the save money live better slogan? It is obvious that it's Walmart.walmart in Europe bankrupted, but when I visited one of the big shops in US, I was quite impressed. I was just staring at people what crap they buy and how fat they are. I assume Walmart is something like a Lidl and Aldi in Europe of course we do not have such a Mega markets. I bet Black Friday shopping will be faster now![]()
That's funny because you clearly stated "Our family "market decision" is to stick with Costco" which clearly intimated that you shopped Costco in Switzerland.
I meant in the US. We still believe in inserting the physical chip into the reader because apparently contactless is too scary (thank you mass hysteria). So contactless terminals are mostly there to only facilitate Apple/Samsung/Android/* Pay. Our credit and debit cards have chips but no contactless with the exception of a few credit cards.
I never had to hand the card at Costco. They have Verifone terminals facing you.